We have made some changes to the below products:
Residential
- No footprint on DIPs
- Interest Only – including sale of property – no minimum income
- Bonus, Overtime & Comm increased to 60% as standard of latest year ( can consider using more if a track record)
- Debts ignored from affordability if being repaid
- Range of NO-ERC discounted products – clients can switch to fix at anytime
- New easy to use on-line Product Transfer system – 0.30% proc fee
- Direct access to an Underwriter looking after the application
- Welcome Box sent to the client on brokers behalf for purchases
- Growth series of podcasts and blogs aimed at helping brokers grow their business with some simple tips
BTL
- No Footprint on DIPs
- First Time Landlords
- Consumer BTL
- PBTL – easy criteria – no business plans required
- Like for Like remortgage rental calc
