Mr S is a single applicant who was looking for a remortgage product to consolidate his outstanding secured and unsecured credit & capital raise for home improvements. His 3-bedroom brick-built terraced house in London was in need of some new double-glazed windows and a boiler replacement.

Based on some historical adverse credit, four defaults totalling £10,898, one of which was obtained in the last 12 months, we were able to offer a 2-status product at a competitive rate. In addition to a quick turnaround time of only 15 working days from submission to funds release, we were also able to consider the case as a whole and include additional income exceeding the usual 50-hour cap.

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