Welcome to this month's lending into retirement Update. Please take the time to read through the update as there may be some information that is important to you. Included in this month's update: Just: New business update for Equity Release CanadaLife: We’ve enhanced our Capital Select Options LV= Lump Sum+ Revised Rates [...]
At Bath Building Society we have a small experienced mortgage team which aims to offer a high standard of personal and flexible service; we are known for our flexible approach to underwriting. All applications are judged on merit and decisions are made on the basis of the applicants’ individual circumstances by experienced underwriters rather [...]
20% of people rent the property they live in? And for many, this is a longer-term option. However, people that rent still need the right cover and support in place if they're unable to work due to illness or accident, otherwise, they may find themselves unable to pay their rent and day to [...]
Lifetime mortgage application cycle STAGE 1 Applications received waiting to be worked STAGE 2 Case checked and reviewed for approval (packaged for underwriters) STAGE 3 Case assessed by Underwriters for approval and set to offer STAGE 4 Offer approval to Offer issued General Post Benchmark SLA 1 2 3 1 3 Current SLA [...]
Payment Services Directive 2 (PSD2) came into effect in September potentially impacting mortgage brokers, independent financial advisers and other intermediaries.It will come into play when using a client’s card to pay for something online with the provider such as insurance premiums, surveys and admin fees on a mortgage application. The payment service providers have [...]
What do you think of the Family Building Society? Have you completed a case with the Family Building Society recently? If so, how did they do? If you have, can you please share your feedback of their service at Smart Money People, the UK’s leading review and insight platform for the financial services industry? [...]
Prioritising protection to strengthen your business Our Brexit Barometer revealed that one in five Brits – about 10 million people – have put off making a big financial decision like buying a home because of uncertainty around Brexit.* Seasonal trends aside, it's clear that when the future is uncertain people behave differently. Would-be sellers are sitting [...]
We're very pleased to announce that we have enhanced our Capital Select Options. We have: Increased LTVs across all options Decreased interest rates across all options Please note, our adjusted APRs have been calculated using the following inputs: Standard: £0 completion fees, £1,000 advice fee, £474 Legal Fees, £100k initial advance, 20-year loan term. [...]
At Aviva we are constantly evolving to provide you and your clients with products and services to help tackle challenges faced. With this in mind, we recognise that some customers who take advantage of new business offers might be concerned that low initial premiums may lead to large premium increases at renewal. We’ve [...]
Read our latest article to find out how we are committed to continuously improving the protection experience for customers with a history of mental health conditions. Find out more https://www.scottishwidowsprotect.co.uk/inourmarket/mentalhealthmatters
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The Right Mortgage & Protection Network Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH. Registered in England and Wales. Registered Number: 08130498. FCA Number: 649443.
