Weekly Protection Update – 18th December 2019

By |2019-12-18T17:53:26+00:00December 20th, 2019|12. December, 20, 2019, Protection, Provider News|

Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: LV= talks Income Protection tailored for clients who rent The Exeter is saying "Thank you" for the continued support Berkeley Alexander is writing [...]

Later life planning Update – December 2019

By |2019-12-19T12:04:55+00:00December 20th, 2019|12. December, 20, 2019, Lending into Retirement, Provider News|

Welcome to this month's lending into retirement Update. Please take the time to read through the update as there may be some information that is important to you. Included in this month's update: Just: New business update for Equity Release CanadaLife: We’ve enhanced our Capital Select Options LV= Lump Sum+ Revised Rates [...]

Bath Building Society: An introduction to our services

By |2019-12-20T10:45:13+00:00December 20th, 2019|12. December, 20, 2019, Mortgage, Provider News|

At Bath Building Society we have a small experienced mortgage team which aims to offer a high standard of personal and flexible service; we are known for our flexible approach to underwriting. All applications are judged on merit and decisions are made on the basis of the applicants’ individual circumstances by experienced underwriters rather [...]

LV= Income Protection tailored for clients who rent

By |2019-12-18T17:54:49+00:00December 20th, 2019|12. December, 20, 2019, Protection, Provider News|

20% of people rent the property they live in? And for many, this is a longer-term option. However, people that rent still need the right cover and support in place if they're unable to work due to illness or accident, otherwise, they may find themselves unable to pay their rent and day to [...]

JUST: Our weekly summary

By |2019-12-19T11:17:54+00:00December 20th, 2019|12. December, 20, 2019, Lending into Retirement, Provider News|

Lifetime mortgage application cycle STAGE 1 Applications received waiting to be worked STAGE 2 Case checked and reviewed for approval (packaged for underwriters) STAGE 3 Case assessed by Underwriters for approval and set to offer STAGE 4 Offer approval to Offer issued General Post Benchmark SLA 1 2 3 1 3 Current SLA [...]

Berkeley Alexander: Card Payment Rules – How will this affect brokers?

By |2019-12-18T17:14:23+00:00December 20th, 2019|12. December, 20, 2019, Protection, Provider News|

Payment Services Directive 2 (PSD2) came into effect in September potentially impacting mortgage brokers, independent financial advisers and other intermediaries.It will come into play when using a client’s card to pay for something online with the provider such as insurance premiums, surveys and admin fees on a mortgage application. The payment service providers have [...]

Latest update from Family Building Society – New mortgage rates and products

By |2019-12-19T11:18:28+00:00December 20th, 2019|12. December, 20, 2019, Lending into Retirement, Provider News|

What do you think of the Family Building Society? Have you completed a case with the Family Building Society recently? If so, how did they do? If you have, can you please share your feedback of their service at Smart Money People, the UK’s leading review and insight platform for the financial services industry? [...]

Royal London: Shaping up for the New Year

By |2019-12-18T15:17:41+00:00December 20th, 2019|20, 2019, Protection, Provider News|

Prioritising protection to strengthen your business Our Brexit Barometer revealed that one in five Brits – about 10 million people – have put off making a big financial decision like buying a home because of uncertainty around Brexit.* Seasonal trends aside, it's clear that when the future is uncertain people behave differently. Would-be sellers are sitting [...]

CanadaLife: We’ve enhanced our Capital Select Options

By |2019-12-19T11:18:46+00:00December 20th, 2019|12. December, 20, 2019, Lending into Retirement, Provider News|

We're very pleased to announce that we have enhanced our Capital Select Options. We have: Increased LTVs across all options Decreased interest rates across all options Please note, our adjusted APRs have been calculated using the following inputs: Standard: £0 completion fees, £1,000 advice fee, £474 Legal Fees, £100k initial advance, 20-year loan term. [...]

Aviva: First Renewal Guarantee Offer | Healthier Solutions

By |2019-12-18T15:26:29+00:00December 20th, 2019|12. December, 20, 2019, Protection, Provider News|

At Aviva we are constantly evolving to provide you and your clients with products and services to help tackle challenges faced. With this in mind, we recognise that some customers who take advantage of new business offers might be concerned that low initial premiums may lead to large premium increases at renewal. We’ve [...]

The Right Mortgage and Protection Network

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Phone: 01564 732 749

Using a Satnav? Please use postcode: B93 0NN to locate the office when visiting.

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Michael McGuiness, Adviser
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Andrew Smith, Adviser
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