At Aviva we are constantly evolving to provide you and your clients with products and services to help tackle challenges faced.

With this in mind, we recognise that some customers who take advantage of new business offers might be concerned that low initial premiums may lead to large premium increases at renewal. We’ve reviewed our Private Medical Insurance (PMI) new business deals and created an offer to put these customers’ minds at ease.

For new policies starting from the 1st January 2020 , if a customer does not make a claim that causes their No Claims Discount (NCD) level to reduce at the first policy renewal, we will not increase their premium in the second policy year.

This offer is available to customers taking out a policy on new underwriting terms and customers switching to an individual PMI policy from another insurer on continued underwriting terms.

It will appear as an option to select at the point of quotation in line with your current month free offers from Monday 9th December. Please ensure that you select the correct offer when producing a quote.

Full terms and conditions apply, see below. Please note that this offer cannot be used in conjunction with any other Aviva offer.

If you have any questions, then please speak to your usual Aviva contact.