There are 4.8 million self-employed people in the UK, accounting for 15% of the working population1. Many self-employed people enjoy the flexibility that comes with being their own boss. However, missing out on the security of employers’ benefits such as sick pay is one of the downsides. Overcoming this downside can be achieved with [...]
As a wise person once said, there are only two certainties in life – death and taxes. And if you’re planning on dying at some point in the future, you’ll need a funeral plan. Okay, so that may be a little blunt. But, the fact of the matter is, if you really want to help [...]
LV= know that sometimes it can be hard to translate the value of Income Protection to your clients. That’s why they include a range of value-added features at no extra cost, supporting your clients whether they’re working, not working or just getting back on their feet. This means you can easily demonstrate the true [...]
As the nation’s wealth grows, so do the Government’s Inheritance Tax receipts. With this trend comes an increasing need for effective IHT planning so we have launched new solutions to help with inheritance tax planning for your clients. Read more
Upcoming protection dates that matter Help inform your client conversations with a handy calendar of notable protection dates. Find out more
Now is the time for GI With a slightly subdued housing market now is the time for mortgage brokers to ensure they sell home insurance to make up their lost income, general insurance firms have argued. Read more on this here at Mortgage Introducer. Pen makes 17 online home insurance products We are delighted [...]
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Best Insurance have made some exciting changes; AIG have solutions for inheritance tax liabilities; Royal London announce five year income protection now available [...]
What existing products are we increasing? Residential Purchase 2.77% 2 Year Fixed, £0 product fee, 95% LTV, Min loan £5000, Max loan £375000 will increase to 2.87% 2.99% 3 Year Fixed, £0 product fee, 95% LTV, Min loan £5000, Max loan £375000 will increase to 3.09% What existing products are we reducing? Residential Purchase [...]
There’s never been a better time to consider a 10 Year Fixed mortgage. For those clients wanting long-term stability or an excellent way to budget, it could be a very attractive option. The great news is that we’ve made reductions on our 10 Year Fixed Owner-Occupied rates across all LTVs, including selected products with [...]
With a holiday let mortgage from the Ipswich, your client can earn a rental income from their perfect holiday home whilst retaining the flexibility to return there for up to 60 days each year. Available for first time landlords and with no maximum age restriction, our new product range may be just what your [...]
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