What existing products are we increasing?

Residential

Purchase

  • 2.77% 2 Year Fixed, £0 product fee, 95% LTV, Min loan £5000, Max loan £375000 will increase to 2.87%
  • 2.99% 3 Year Fixed, £0 product fee, 95% LTV, Min loan £5000, Max loan £375000 will increase to 3.09%

What existing products are we reducing?

Residential

Purchase and remortgage

  • 1.38% 2 Year Fixed, 999 product fee, 60% LTV, Min loan £5000, Max loan £2000000 will decrease to 1.33%
  • 1.45% 2 Year Fixed, 999 product fee, 75% LTV, Min loan £5000, Max loan £2000000 will decrease to 1.39%
  • 1.61% 2 Year Fixed, 999 product fee, 85% LTV, Min loan £5000, Max loan £375000 will decrease to 1.57%
  • 1.66% Premier 2 Year Fixed, 999 product fee, 85% LTV, Min loan £375000, Max loan £1000000 will decrease to 1.61%
  • 1.66% 2 Year Fixed, 1999 product fee, 85% LTV, Min loan £375000, Max loan £1000000 will decrease to 1.61%
  • 1.70% 5 Year Fixed, 999 product fee, 60% LTV, Min loan £5000, Max loan will increase to £2000000 will decrease to 1.68%
  • 1.74% 5 Year Fixed, 999 product fee, 75% LTV, Min loan £5000, Max loan will increase to £2000000 will decrease to 1.73%
  • 1.95% 5 Year Fixed, 999 product fee, 80% LTV, Min loan £5000, Max loan £1000000 will decrease to 1.93%
  • 1.99% 5 Year Fixed, 999 product fee, 85% LTV, Min loan £5000, Max loan £1000000 will decrease to 1.96%

Purchase

  • 1.65% Scotland Help to Buy 2 Year Fixed, £499 product fee, 80% LTV, Min loan £25000, Max loan £160000 will decrease to 1.60%
  • 1.86% Scotland Help to Buy 2 Year Fixed, £0 product fee, 80% LTV, Min loan £25000, Max loan £160000 will decrease to 1.80%
  • 1.49% London Help to Buy 2 Year Fixed, £749 product fee, 55% LTV, Min loan £25000, Max loan £330000 will decreased to 1.45%
  • 1.75% London Help to Buy 2 Year Fixed, £0 product fee, 55% LTV, Min loan £25000, Max loan £330000 will decrease to 1.70%
  • 1.99% 5 Year Fixed, £0 product fee, 60% LTV, Min loan £5000, Max loan £1000000 will decrease to 1.96%
  • 2.14% 5 Year Fixed, £0 product fee, 75% LTV, Min loan £5000, Max loan £1000000 will decrease to 2.07%
  • 2.29% 5 Year Fixed, £0 product fee, 85% LTV, Min loan £5000, Max loan £1000000 will decrease to 2.20%

Remortgage

  • 2.09% Great Escape™ 5 Year Fixed, £0 product fee, 60% LTV, Min loan £50000, Max loan £1000000 will decrease to 2.03%
  • 2.14% Great Escape™ 5 Year Fixed, £0 product fee, 75% LTV, Min loan £50000, Max loan £1000000 will decrease to 2.09%
  • 2.34% Great Escape™ 5 Year Fixed, £0 product fee, 85% LTV, Min loan £50000, Max loan £1000000 will decrease to 2.29%

Reward

  • 1.38% EMC Reward 2 Year Fixed, £999 product fee, 60% LTV, will decrease to 1.33%
  • 1.45% EMC Reward 2 Year Fixed, £999 product fee, 75% LTV, will decrease to 1.39%
  • 1.61% EMC Reward 2 Year Fixed, £999 product fee, 85% LTV, will decrease to 1.57%
  • 1.70% EMC Reward 5 Year Fixed, £999 product fee, 60% LTV, will decrease to 1.68%
  • 2.09% EMC Reward 5 Year Fixed, £0 product fee, 60% LTV, will decrease to 2.03%
  • 1.74% EMC Reward 5 Year Fixed, £999 product fee, 75% LTV, will decrease to 1.73%
  • 2.05% EMC Reward 5 Year Fixed, £499 product fee, 75% LTV, will decrease to 1.95%
  • 2.14% EMC Reward 5 Year Fixed, £0 product fee, 75% LTV, will decrease to 2.09%
  • 1.95% EMC Reward 5 Year Fixed, £999 product fee, 85% LTV, will decrease to 1.93%
  • 2.19% EMC Reward 5 Year Fixed, £499 product fee, 85% LTV, will decrease to 2.11%
  • 2.34% EMC Reward 5 Year Fixed, £0 product fee, 85% LTV, will decrease to 2.29%