Virgin Money have revised the way they calculate affordability so that they can offer more of your customers the loan amount they want. They also offer: Six-month standard offer – plus a six-month extension if needed (subject to underwriting criteria). Unlimited non-cash incentives (including finishing touch vouchers). Cash incentives and part-exchange of up to 5% [...]
More great news from Natwest Intermediary Solutions. On Friday 11th August, we are introducing some changes to our core and semi-exclusive ranges. Here’s a summary of the changes, Core Rate reductions on two residential 95% LTV deals Rate reductions of between 7-156bps on many 2 and 5 year purchase and remortgage buy-to-let deals Product fees [...]
On Thursday 3 August, Bank of Ireland for Intermediaries is launching a new product range. It will offer a great selection of 2, 3 and 5 year fixed rate products. Residential 60% LTV rates starting from 1.13% for 2 year fixed and 1.99% for 5 year fixed 85% rates starting from 1.48% for 2 year fixed [...]
We are pleased to confirm that we have enhanced our Buy to Let Mortgages criteria to accept first time buyers who want to invest in the property market. This change is live with immediate effect. To complement this launch we have updated our criteria guide and created a new ‘What you need to know about’ [...]
Help your clients get more from their mortgage with Aldermore’s new range of limited edition residential remortgage only products, including their lowest ever remortgage only rate at 2.48%. 2 year fixed rate up to 75% LTV 2.48% 2 year fixed rate up to 80% LTV 2.78% 3 year fixed rate up to 75% LTV 2.58% [...]
The older generation is growing fast yet they can face certain obstacles to borrowing. The Marsden offers conventional mortgages for those approaching or in retirement that are an alternative to equity release. The picture by 2020 highlights a growing need as the older generation increases With the 55+ generation looking to double by 2020 and [...]
To discuss a case, please contact us: 01252 916800 sales@fleetmortgages.co.uk
From Monday 7 August, we are introducing some changes to the way we assess mortgage applications from self-employed contractors earning more than £75,000 a year. Here’s a summary of the way we will now assess their income, as well as the income proofs we require from them, with the changes highlighted in bold. We’ll [...]
Support your professional development with our Financial Adviser Academy (FAA) We understand the level of professionalism you demand of yourself as a financial adviser - and the expectations of regulators and your clients. That's why we created our Financial Adviser Academy to help support your Continuing Professional Development (CPD). Training material is available online and you [...]
When we launched Vitality Optimiser in 2013 – a market first offering upfront premium discounts, annual cashback, the chance to control premiums and access to our full range of rewards – our expectation was that it would receive a characteristically warm welcome from clients and advisers alike. What we could never have predicted was quite [...]
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