Looking back to a previous CuraVision – The ABCs video, Kathryn talks about Edward*, who came to Cura to look for protection for his mortgage of £142,000, over 33 years and for his income. Edward was a 28-year-old non-smoker, with a BMI in the normal range, he was diagnosed with grand mal epilepsy 10 [...]
Around three children in every primary school class has a mental health problem and many more struggle with challenges from bullying to bereavement. Place2Be, a children’s mental health charity, has organised their sixth Children’s Mental Health Week from 3-9 February 2020. Schools, youth groups, organisations and individuals across the UK will take part, and this year’s [...]
New, more inclusive LV= Life and Critical Illness Cover for modern families LV= have refreshed their critical illness product to make it even more comprehensive! It covers a wide range of conditions and features, and also includes a range of value added services as standard, meaning your clients can benefit from [...]
We have changed our retention strategy for all customers whose products are rolling off in 2020. This year we are emphasising to customers the opportunity to go back to their original broker to complete their Product Transfers. We are currently in the process of writing to customers who are rolling off in April, where [...]
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Virgin Money launch new exclusive fixed rate deal; Teachers Building Society help your clients with a blip on their credit file; Landbay announce [...]
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Legal and General ask if you're missing out on the income protection market; Hive Insurance Services' sport accident plan is about to get [...]
LV= Personal Sick Pay is our specialist income protection aimed at clients in riskier jobs who can be more expensive to insure, such as tradespeople, nurses, electricians and construction workers. It’s also ideal for clients who find it difficult to prove how much they earn, such as the self-employed or contract workers. To find [...]
In the latest episode of CuraVision – The ABCs, Kathryn talks about how David* came to Cura seeking financial protection for a recent mortgage he’d taken out with his partner. He was in his late 30s, and the mortgage was for a total of £226,000, over 29 years. The reason he approached Cura [...]
4% Buy to Let affordability rate available on: Remortgages without capital raising (all products). Purchase or remortgages with capital raising (5 year fixed products only). We'll consider remortgages with capital raising (including debt consolidation) for personal use up to 75% LTV. If at least one applicant's income tax band is 20% or less, we'll use a [...]
Please see detailed above we are making changes to update criteria and loan amounts on our BTL product range with the changes taking effect from the morning of Thursday 23rd January 2020. Summary of changes: Max loans LTV Bands Current Loan Size From 23rd Jan Loan Size F1 & F2 From 23rd Jan Loan [...]
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