4% Buy to Let affordability rate available on:

  • Remortgages without capital raising (all products).
  • Purchase or remortgages with capital raising (5 year fixed products only).

We’ll consider remortgages with capital raising (including debt consolidation) for personal use up to 75% LTV.

If at least one applicant’s income tax band is 20% or less, we’ll use a lower rental cover of 130%.

Find out more here.