With July continuing to be the month of product launches and updates, Royal London are the latest insurer to unveil a number of product changes. Primarily improvements to their critical illness cover, amongst other things the changes see them increase the payouts for additional cover conditions and children’s cover. There’s also the addition of rental [...]
although NHS staff have generous sick pay schemes, these are not a bottomless pit and members of the medical profession still need income protection. The ideal is for the income protection plan to pay out when the NHS sick pay ends, so there is no gap in which the client would have no income. However, [...]
Following on from last weeks review of our protection forum where Johnny Timpson and Robert Sinclair discussed the proposed FCA consumer duty rules, this week we playback the Q&A that followed where advisers gave their thoughts and asked a range of pertinent questions on the practicalities of the changes. Click here to read more [...]
A quick reminder that Ceta Rewards are offering double points until Saturday This means that instead of the standard 50 points per policy, you will be rewarded 100 points! This is an offer exclusive to Ceta Rewards members and if you are yet to sign up, here is how to do so... Once you have registered, [...]
Connect and engage Intergenerational planning can help you open conversations with your clients and their families about protecting their wealth and their financial future. Making the connection now can help future-proof your business. Explore our new interactive guide for; • Product opportunities • Conversation starters • Case studies Read now
Including protection as part of your client conversations can be challenging enough without adding in the critical illness conversation. However, 32% of people have no life or critical illness cover. Source Scottish Widows consumer research 2019 With our simplified Critical Illness Cover we can help support you with these conversations to help you get more [...]
Income First from The Exeter includes a guaranteed insurability option for renters, giving your clients even greater flexibility to ensure their cover meets their ever-changing needs. Visit our website to find out more. Rental clients? Think Income First Find out how Income First from The Exeter can help to meet the ever-changing needs [...]
Furness for Intermediaries has revised its residential product range with the launch of 9 new products available to brokers across England, Scotland and Wales. The new products include a newly priced 2 year fixed rate at 1.69% (£999 fee) at 80% LTV and a 5 year fixed rate at 3.39% (£999 fee) at 90% LTV. [...]
Mansfield Building Society has opened up its award-winning Shared Ownership mortgage offer to all mortgage intermediaries across England and Wales. The Mansfield’s proposition, which was previously only available to specialist Shared Ownership brokers, includes a two year fixed rate mortgage available up to 95% loan to share (75% LTV) with no completion fee and a [...]
Don't miss our limited edition buy to let range. Make sure you get chance to review our new range of buy to let mortgages, which includes limited edition products that could help support higher loan sizes. Available for both personal ownership and limited company tax structures; 3.34% 5-year fixed rate to 75%; Fixed fee of [...]
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