Lending into Retirement

How OneFamily invests for your customer and a greener planet

By |2022-05-17T09:45:03+01:00May 17th, 2022|2022, Lending into Retirement|

On Wednesday 18th May, we are increasing the interest rates across the Just for you Lifetime Mortgage range. J6 Interest rates are shown without interest servicing reductions   Cash Back Set Up Fee Minimum Advance Age Range Interest Rate (MER) AER 0% £0 £10,000 55-85 5.25% 5.38% 1% £0 £10,000 55-85 5.27% 5.40% 2% [...]

How OneFamily invests for your customer and a greener planet

By |2022-05-17T09:40:33+01:00May 17th, 2022|2022, Lending into Retirement|

By Chris Brown, Head of Lifetime Mortgages and Distribution at OneFamily. With customers and organisations now more environmentally aware than ever; we wanted to take this opportunity to tell you about the ‘green’ aspects of our lending policy. We will consider lending on properties such as those with eco-friendly solar panels, domestic wind turbines [...]

5 Ways equity release can help first-time buyers

By |2022-05-16T16:25:46+01:00May 16th, 2022|2022, Lending into Retirement|

The challenge for first-time buyers Rising house prices and an inflated rental market have made it much harder for today’s generation of first-time buyers to save for a deposit, with many people nearing mid-thirties before they can afford to get onto the property ladder. More than half of first-time buyers said raising the funds [...]

We’ve changed our retirement interest only mortgage to help more of your clients…

By |2022-05-16T16:16:05+01:00May 16th, 2022|2022, Lending into Retirement|

  As the face of retirement evolves, so must the range of financial products available to clients entering later life. You can help more clients realise their retirement ambitions through our enhanced retirement interest only mortgages (RIO). We’ve developed our RIO mortgages to meet the needs of those clients looking for more choice and [...]

Helping 50-90+ borrowers to live their best lives…. through LiveMore’s Inflation Busting Mortgages!

By |2022-05-19T15:58:54+01:00May 16th, 2022|2022, Lending into Retirement|

Upturns and downturns. We’ve all been there and know things never stand still for long, Inone fell swoop interest rates and the cost of living has risen, and inflation has soared into the stratosphere. So, this month LiveMore are focusing on helping their customers to live their best lives – with their 10yr Fixed [...]

Just For You Lifetime Mortgage Client Scenarios

By |2022-05-16T15:43:59+01:00May 16th, 2022|2022, Lending into Retirement|

Frank Brook's Story Frank, 70 is a retired widower living near Portsmouth. He thinks his mortgage-free home is worth £200,000 based on prices achieved by his neighbours. He wants to borrow £85,000 to improve his home and garden and take his family on holiday. How can the Just For You Lifetime Mortgage help [...]

Later Life Lending Update – 18th May 2022

By |2022-05-17T10:10:58+01:00May 16th, 2022|18/05/2022, 2022, Lending into Retirement, Provider News|

Welcome to our latest update dedicated to the topic of later life planning. Please take the time to read through the update as there may be some information that is important to you. This month's update includes: CanadaLife: Explore our portal for a chance to win a £100 Amazon voucher Legal and General: 5 [...]

Important announcement – Changes to the Just For You Lifetime Mortgage

By |2022-04-13T14:04:42+01:00April 13th, 2022|14/04/2022, 2022, Lending into Retirement, Provider News|

On Wednesday 13 April, we made some changes to our lending criteria: County Court Judgement (CCJ) - maximum amount is now capped at £10,000. Leasehold term must now be a minimum of 120 years. Properties in the Scottish Islands will no longer be accepted. Non-UK nationals – has been updated to include those with [...]

Why Customers aged 50-90+ seeking re-mortgages need YOU!

By |2022-04-13T09:30:54+01:00April 13th, 2022|14/04/2022, 2022, Lending into Retirement, Provider News|

It’s a favourite topic of mine, given the size and the shape of the mortgage market and the reach that the club has. I think we are all agreed about the importance of whole of market advice, particularly when we come to interest only mortgages for people ages 50 – 90+. Where I do [...]

New equity release customer compliance announced

By |2022-04-13T10:33:53+01:00April 13th, 2022|14/04/2022, 2022, Lending into Retirement, Provider News|

The ERC have announced that from Tuesday 19 April all new equity release customers will be required to have at least one face-to-face and in person meeting with a solicitor, in order to take out a plan that is compliant with Equity Release Council standards. Where an offer was issued from to 19 April it [...]

The Right Mortgage and Protection Network

St Johns Court , 70 St Johns Close, Knowle, West Midlands, B93 0NH

Phone: 01564 732 749

Using a Satnav? Please use postcode: B93 0NN to locate the office when visiting.

Testimonials

Like the friendly can do approach, keep it up!
Michael McGuiness, Adviser
My experience with TRM so far has been excellent I can’t tell you how much you guys have lifted me since March. The positive approach shown by everyone to get the business on and to get the commission paid is up lifting. What a breath of fresh air, great Network and fantastic positive attitude.
Andrew Smith, Adviser
You are a wake up call to this market and a revelation compared to my previous network.
David Levy, Adviser
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