Did you know? In the UK, 1 in 3 applicants have been rejected for at least one mortgage application they have submitted in the last 5 years.   Contractors are a largely underserved group of workers by high street lenders, which is why we wanted to show how we can help you with those [...]

Great news for your portfolio landlords! Limit removed to number of properties an SPV can hold. Our Buy to Let Limited Company mortgages are now available to landlords with any amount of properties per company. This means no matter how many properties your client has, we may be able to help. How else can [...]

With effect from Friday 11th March, we’ll be making a number of changes to our BTL mortgage product ranges. Occasionally, during exceptionally busy periods, it may take you a little longer than normal to access the system and we thank you for your patience. Summary of changes:   Existing BTL customer switching / borrowing [...]

How will your landlord clients meet the cost of the role of the EPC regulations? Our latest BVA BDRC Landlord Panel research for Q4 2021 discovered that around 4 in 10 rental properties currently have an EPC rating of ‘D’ or lower. This number was said to be relatively consistent across all portfolio sizes, [...]

Today we are launching new Residential specials - including Shared Ownership, Right to Buy and Help to Buy products! Here are some highlights: Special Shared Ownership 95% LTV, 2 years fixed, 4.14%, no fee and free vals Special Right to Buy 75% LTV, 2 years fixed, 4.29%, no fee and free vals Special Help [...]

From March 2022, a new regulation from the Financial Conduct Authority (FCA) comes into effect, which means that extra security will be required when making online payments. What does this mean? From today, when making a payment during an online application, the cardholder will now be asked to authorise this before it can be [...]

Conveyancing Step by Step Guide Buying and selling a home can often be thought of as a complicated process as it is something that we don’t frequently do. At eConveyancer, we have produced a user-friendly step by step guide for you to use with your clients, explaining the process in bite-sized chunks. Getting Started [...]

Common sense credit and income criteria Some people do not have the perfect financial profile for their plans and find their credit score 'does not compute'. We aim to see the person beyond the profile and offer practical lending on mortgage affordability and credit history, not automated credit scoring. For example, we take a [...]

The Legal & General Mortgage Club will soon be back on the road again for their first spring roadshows in 3 years. The theme is 'Inspire, Flourish, Grow' and all the roadshows are kindly sponsored by Kensington Mortgages. Why should advisers attend? • Our agenda will cover green mortgages, a market overview, technology updates, [...]

This week has been international women's day but the conversation around women shouldn't stop there. We've been looking at financial resilience amongst female and why you should tailor the conversation around the value of protection for them at certain times. When it comes to financial literacy and confidence, we explore how women are educated [...]