Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: AIG look into Alzeimers research; Zurich introduce multi-fracture cover; Vitality Life Insurance launch business protection webinar.
Today, Vida launched into Scotland with its range of criteria-driven products. Vida’s wide range of specialist products are now available to those purchasing or remortgaging Scottish residential and buy to let properties, which includes its limited company, houses in multiple occupation and portfolio propositions. As part of the launch Kenny Clark, who formerly worked at [...]
I am delighted to announce that Retirement Advantage has rebranded as Canada Life, following our acquisition by the Canada Life Group (UK) Limited earlier this year. Canada Life has operated in the United Kingdom since 1903, and today we offer a wide range of services including unit linked bonds, OEICs, wealth management, group insurance and [...]
She has been a working IT consultant for a number of years, and started to contract for the past six months. She is currently six months into a nine month contract, with work lined up for the later part of the year. Miss D is looking for a lender who would use the contract value [...]
For all self-employed income evidence, the most recent year-end must not be more than 18 months before the date of the application. This means for applications submitted from Saturday 6 October, the evidence of the most recent year-end can’t be for the 2016/2017 tax year and we’d need more up-to-date income evidence. For more information [...]
Clydesdale Bank has announced rate cuts of up to 20bps across its residential and buy-to-let products. Residential two year fixed rates at 90% LTV are now available from 1.89% and from 2.29% for mortgages over £500,000. The Bank has also cut rates on its new Professional range - for those who have become fully qualified [...]
Changes to our Variable Reference Rates How does it affect you and your clients? Following the Bank of England decision to increase the Base Rate, we're making changes to our variable mortgage ranges. Our rates will change We'll be increasing all variable mortgage rates by 0.25% with effect from 1 October. From 1 October our Residential Standard [...]
Read how specialist lender Together helped Midlands buy-to-let millionaire Suki Barham to grow his property empire. Using a combination of bridging loans and portfolio mortgages, he’s gone from a single £40,000 flat, to more than 200 rental properties scattered across England. Read More For more information on how Together call help your clients call 0333 [...]
With more customers exploring the opportunities offered by HMO properties, our fantastic range of HMO mortgages could help them develop their buy to let business. Up to 8 bedrooms and 2+ kitchens considered No HMO experience required (12 months’ buy to let experience required) Student lets allowed (one or multiple ASTS, plus locks on doors [...]
We have made some changes to the below products: Residential No footprint on DIPs Interest Only – including sale of property – no minimum income Bonus, Overtime & Comm increased to 60% as standard of latest year ( can consider using more if a track record) Debts ignored from affordability if being repaid Range of [...]
© Copyright The Right Mortgage | All rights reserved. | The content of this website is intended solely for the use of financial advisers. | How to make complaint? | Our Policies
The Right Mortgage & Protection Network Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH. Registered in England and Wales. Registered Number: 08130498. FCA Number: 649443.
