We’ll now accept even more types of pre and post retirement income when it comes to our affordability based mortgages: 55+, 55+ RIO and Retirement Mortgage. Puting you and your clients at the heart of everything we do is really important to us. You asked for more acceptable income types in relation to our affordability [...]
On Monday 8th October, Halifax are making the following changes to the product range: New products - Homemover and First time buyer FAX445, FAX446, FAX460, FAX412, FAX413, FAX427 Withdrawn Products from close of business 6th October 2018: FAX060, FAX061, FAX072, FAX066, FAX067, FAX078 To secure existing product codes, please submit mortgage applications in full by [...]
Chorley Building Society has improved our Help to Buy mortgage product, including reducing the scheme fee and increasing the discount reduction. The 0.75% scheme fee has also been replaced with a fixed fee of £999. The Product term has reduced from 3 years to 2 years and the current discount has increased from 3.00% to [...]
We’ve improved the way we stress-test your clients for buy-to-let mortgages. Which means we say yes to more customers. Good news for you, and them. First, the interest rate stress on 5 year fixed products is now 5.00% We’ve lowered our interest rate stress for 5 year fixed rate products to 5.00%. For all other [...]
We've made changes across our range of residential mortgage products. Rate changes have been made across our entire product range; We’ve also extended the end dates of the fixed terms across the entire range. A new rate table with revised product rates and codes is available on our website now. Any questions? We're all ears [...]
Are your clients looking to move homes? Could they do with some extra space? Life is unexpected, and sometimes a change is needed to support families that require extra rooms and a little more space. Make your clients spare room dream a reality…and get that extra space they want with a home mover mortgage from Kensington. [...]
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Halifax announce rate changes; Chorley Building Society revamp help to buy mortgage; Vida Homeloans launch in Scotland; Digital Mortgages announce rate changes. [...]
With life getting busier, we want to make it easier for you to do business with us! You have three ways to submit your client’s application to us: Online Application: register here Scan & email: newbusiness@cirencester-friendly.co.uk Post: Cirencester Friendly, 5 Dyer Street, Cirencester, Glos. GL7 2PP Yours and your client’s security is important to us, [...]
Changing perceptions: Income protection for diabetics At AIG, we believe that as many people as possible should have access to the cover they need. Read our blog which details how we are able to offer income protection to diabetics and further go towards opening up more access to insurance for more people. Find out [...]
It’s too easy to think ‘it won’t happen to me’ and as advisers, this will be a common objection you face. To help, why not show your clients The Exeter’s income protection claims infographic. This breakdown of claims paid in 2017 is a reminder that it’s not always a major illness or accident that could [...]
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The Right Mortgage & Protection Network Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH. Registered in England and Wales. Registered Number: 08130498. FCA Number: 649443.
