From Tuesday 14 April 2020 LV= are making  changes to their underwriting limits and practices – to make applying for protection easier and reducing demands on the NHS – by:

  • Increasing non-medical limits by 10% for income protection and critical illness
  • Referring cases to an experienced underwriter where their quote and apply system (Fastway) can’t deliver an immediate decision
  • Using information available, talking with clients and using client-sourced documents to make a decision wherever possible, without resorting to medical evidence requests

For more detail on these and previous announcements, please refer to the LV= COVID-19 webpage.