We can now offer Ex-pat BTL mortgages and regular BTL mortgages.
- Minimum loan size is 200k however if you have an enquiry close to this figure please refer to our BDM.
- Max LTV is 70%
- Rental coverage of 125% based on a pay rate of 4.49%.
- The customer can be paid in the local foreign currency, must be employed, have permanent rights to reside and hold a UK bank account
- WE ALLOW FIRST TIME BUYERS ON OUR EX-PAT BTL PRODUCT
New Product Release:
We can now also offer a mortgage product where the customer runs a business from home (work/live)
Please note we still specialise in the following:
- Lending into retirement (up to age 85)
- Interest only
- Ex-pat residential
- Property with annex
- Unusual property types e.g. barns or units all on the same title as the residential mortgage. We have no restriction on the size of land the property is sitting on
- Different income streams
- Up to four applicants on a mortgage and we can use all four income
- Professional guarantor
- 2nd homes with automatic consent to let up to 24 weeks
Please remember we DO NOT credit score any mortgage application.
All DIP’s and mortgage applications are manually assessed
We have NO LIMIT TO THE TERM OF THE MORTGAGE (up to age 85)
