Contracting brings flexibility and independence – but for many it also brings uncertainty, especially when it comes to getting a mortgage from a high street bank.

The way we’re working is changing – and with contractors contributing billions to the economy and taking home on average more than £55,000* a year, how come the big players haven’t woken up?

They’re an increasingly larger part of UK society – so they’re an increasingly larger part of what we do, too:

  • Only 3 months contracting history:
    • >1 year – 1 month remaining
    • <1 year – 6 months remaining or 1 renewal
  • Daily rate x 5 x 46 weeks
  • Gaps of 4 weeks
  • No industry restrictions
  • No minimum contract value
  • No credit scoring