Leading an active lifestyle has many benefits for our health and wellbeing, and as COVID-19 restrictions are lifted, millions are looking forward to getting back to the pitch, gym or pool.

While there’s little to beat the buzz of physical activity, it comes with risks too. Injuries such as torn ligaments and dislocated joints are an unwanted consequence of many activities, requiring plenty of rest to ensure a recovery.

An injury can also mean additional expense. As well as the costs associated with getting treatment, it may mean more cabs, help around the house or even time off work.

To support your more active clients, we offer Optional Active Lifestyle Cover in addition to the Core Cover benefits available with MultiProtect. For as little as £1 a month, this gives clients the reassurance that if they do suffer one of the accidental injuries covered, they are supported and can make a claim when needed (subject to policy terms and conditions).

Many policyholders have benefited from this cover. Last year, MetLife paid 118 MultiProtect Active Lifestyle Cover claims¹, helping these individuals get back on their feet or in the saddle. Non-professional rugby was the top cause of claims – 79%¹ – whilst injuries sustained during activities such as football, cycling and horse riding were also paid.

To help you reach these clients, we’ve created a range of Active Lifestyle Cover sales aids, covering everything from yoga to martial arts (check them out on our Digital Adviser toolkit). Furthermore, MetLife Head of Business Development, Andy Paterson, will also be hosting a webinar on Active Lifestyles on 12^th May at 10am to explore the benefits of this cover. To join on the day, click here.

About MultiProtect

MultiProtect provides financial support 24/7 worldwide, covering injuries from minor broken bones to injuries that have a significant impact on life. From £8 per month, policyholders are covered if they spend time in a UK hospital from day 1 (for accidents) and after 12 months (for sickness). MultiProtect also offers optional and affordable extra protection. Child Cover enables customers to protect their children, Active Lifestyle Cover allows people to protect their active lifestyle, and Healthcare Cover protects customers for life changing infectious illnesses. All optional cover starts from just £1 per month. Policyholders also have 24/7 access to a Wellbeing Support Centre, providing emotional and practical support.

Next steps  

To find out more about how to include MultiProtect in your protection portfolio, check out our Active Lifestyles webinar on 12^th May at 10am or speak to the protection sales team.

Source:

¹ MetLife protection portfolio period 25th December 2019 to 25th December 2020