Give your clients the cover they need now, while we process their application and review the underwriting.

There’s times, especially with business protection cases, when we’ll need to request additional medical evidence to enable us to fully assess a client’s application. And this can sometimes cause delays.

But with our new Underwrite Later option cover can be applied straightaway whilst we go through the main underwriting process – providing valuable peace of mind for your client that their business is protected.

What are the key benefits?

Up to 93% of all business and relevant life applications could be in force straight away – currently 49% get a decision either online or at first pass underwriting.
Full cover with no standard exclusions – clients who start their cover through Underwrite Later are fully covered with no standard exclusions.
Relieves uncertainty over face to face examinations – in the current climate, clients may be unable or hesitant to attend face to face medical examinations. Being able to start their cover straight away gives your client plenty of time (6 months) to arrange an examination, whilst knowing that they’re still covered.

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