Research from Vida Homeloans shows that more First Time Buyers are taking advantage of greater product innovation in the specialist mortgage sector. A wider range of products and a raft of new lenders has meant that FTBs, who may have previously faced limited choice from mainstream lenders, are now succeeding in getting their foot on the property ladder, often by using gifted deposits or buying with family and friends. Do you have these types of FTBs amongst your customers?