We have made the following changes to our Just Lump Sum Plus LTV’s:
| Age | Single Life LTV’s | Joint Life LTV’s | ||
| Current | New | Current | New | |
| 55 | 24.3 | 24.8 | 23.9 | 23.9 |
| 56 | 25.3 | 25.8 | 24.9 | 24.9 |
| 57 | 26.3 | 26.8 | 25.9 | 25.9 |
| 58 | 27.3 | 27.8 | 26.9 | 26.9 |
| 59 | 28.3 | 28.8 | 27.9 | 27.9 |
| 60 | 29.8 | 29.8 | 29.4 | 29.4 |
| 61 | 31.3 | 31.3 | 30.9 | 30.9 |
| 62 | 32.3 | 32.3 | 31.9 | 31.9 |
| 63 | 33.3 | 33.3 | 32.9 | 32.9 |
| 64 | 34.3 | 34.3 | 33.9 | 33.9 |
| 65 | 35.4 | 35.4 | 35 | 35 |
| 66 | 36.5 | 36.5 | 36.1 | 36.1 |
| 67 | 37.6 | 37.6 | 37.2 | 37.2 |
| 68 | 38.7 | 38.7 | 38.3 | 38.3 |
| 69 | 39.8 | 39.8 | 39.4 | 39.4 |
| 70 | 41.1 | 41.1 | 41.1 | 40.1 |
| 71 | 42.2 | 42.2 | 42.2 | 41.2 |
| 72 | 43.4 | 43.4 | 43.4 | 42.4 |
| 73 | 44.6 | 44.6 | 44.6 | 43.6 |
| 74 | 45.8 | 45.8 | 45.8 | 44.8 |
| 75 | 47 | 47.5 | 47 | 47 |
| 76 | 48 | 48.5 | 48 | 48 |
| 77 | 49 | 49.5 | 49 | 49 |
| 78 | 50 | 50.5 | 50 | 50 |
| 79 | 50.5 | 51.0 | 50.5 | 50.5 |
| 80 | 51.5 | 52.0 | 51.5 | 51.5 |
| 81 | 52.5 | 53.0 | 52.5 | 52.5 |
| 82 | 53 | 53.5 | 53 | 53 |
| 83 | 53 | 53.5 | 53 | 53 |
| 84 | 53 | 53.5 | 53 | 53 |
| 85 | 54 | 54.5 | 54 | 54 |
| 86 | 54 | 54.5 | 54 | 54 |
| 87 | 54 | 54.5 | 54 | 54 |
| 88 | 54 | 54.5 | 54 | 54 |
| 89 | 54 | 54.5 | 54 | 54 |
| 90 | 54 | 54.5 | 54 | 54 |
What will happen to pipeline cases?
LTV changes:
- All new quotes from Friday 28 September to be on the new LTV scales.
- Where the LTV has reduced, applications will need to be received by Friday 12 October to hold the previous LTV.
- Where the LTV has increased, the loan amount should remain unchanged (original LTV) unless specified by the adviser.
Just a click or call away
If you have any further questions on the information above or would like to discuss a specific case, please do contact your dedicated account manager on their usual number. Alternatively, our sales support team are ready to help: you can reach them on 0345 302 2287 or by email
