We have made the following changes to our Just Lump Sum Plus LTV’s:

Age Single Life LTV’s Joint Life LTV’s
Current New Current New
55 24.3 24.8 23.9 23.9
56 25.3 25.8 24.9 24.9
57 26.3 26.8 25.9 25.9
58 27.3 27.8 26.9 26.9
59 28.3 28.8 27.9 27.9
60 29.8 29.8 29.4 29.4
61 31.3 31.3 30.9 30.9
62 32.3 32.3 31.9 31.9
63 33.3 33.3 32.9 32.9
64 34.3 34.3 33.9 33.9
65 35.4 35.4 35 35
66 36.5 36.5 36.1 36.1
67 37.6 37.6 37.2 37.2
68 38.7 38.7 38.3 38.3
69 39.8 39.8 39.4 39.4
70 41.1 41.1 41.1 40.1
71 42.2 42.2 42.2 41.2
72 43.4 43.4 43.4 42.4
73 44.6 44.6 44.6 43.6
74 45.8 45.8 45.8 44.8
75 47 47.5 47 47
76 48 48.5 48 48
77 49 49.5 49 49
78 50 50.5 50 50
79 50.5 51.0 50.5 50.5
80 51.5 52.0 51.5 51.5
81 52.5 53.0 52.5 52.5
82 53 53.5 53 53
83 53 53.5 53 53
84 53 53.5 53 53
85 54 54.5 54 54
86 54 54.5 54 54
87 54 54.5 54 54
88 54 54.5 54 54
89 54 54.5 54 54
90 54 54.5 54 54

What will happen to pipeline cases?

LTV changes:

  • All new quotes from Friday 28 September to be on the new LTV scales.
  • Where the LTV has reduced, applications will need to be received by Friday 12 October to hold the previous LTV.
  • Where the LTV has increased, the loan amount should remain unchanged (original LTV) unless specified by the adviser.

Just a click or call away

If you have any further questions on the information above or would like to discuss a specific case, please do contact your dedicated account manager on their usual number. Alternatively, our sales support team are ready to help: you can reach them on 0345 302 2287 or by email