According to statistics provided by The Money Charity* in January 2019, Citizens Advice Bureaux in England, Wales and Northern Ireland dealt with 2,465 debt issues every day in the year to December 2018.

3,001 consumer County Court Judgements (CCJs) were issues every day in Q3 2018, with an average value of £1,337.

These statistics show how debt is a real issue for many people and this can adversely affect their ability to buy their own home.  As a lender with long experience of dealing with clients who don’t fit into the mainstream, we recognise that real life means real issues, and that clients who can easily afford their mortgage repayments can find it difficult to be accepted by some lenders.

Talk to our help desk today on 01494 879500 we will consider an array of credit issues and we are happy to talk through your cases. Our current range of products can be seen on our website, where you can also see our full credit criteria.

For full details visit our website or talk to our underwriting team 01494 879500.

*Source: https://themoneycharity.org.uk/media/January-2019-Money-Statistics.pdf