Affordability

Minimum rental cover at affordability rate on an interest only basis:

Please note: all applications need to be self-financing.

Transitional eligibility criteria

1. New Buy to Let (BTL) remortgage application must not be capital raising (adding product fees is allowed, adding ERCs is not allowed).
2. BTL property must have been purchased before 1 January 2017.
3. No additional BTL lending has been taken on or after 1 January 2017.

Please note: applicants who have done a product transfer or remortgage application will still qualify as long as the above criteria is met.

Property criteria

The maximum number of properties applicants can own on completion: