Here’s a full list of the changes with product codes in brackets:

Exclusive

Residential

Rate Changes

2 year fixed rate purchase

  • [FO20454] 60% LTV, decreasing by 7bps from 1.37% to 1.30%, product fee £995, £250 cashback
  • [FO20455] 60% LTV, decreasing by 7bps from 1.91% to 1.84%, product fee £0, £350 cashback
  • [FO20456] 70% LTV, decreasing by 7bps from 1.47% to 1.40%, product fee £995
  • [FO20457] 70% LTV, decreasing by 7bps from 1.94% to 1.87%, product fee £0, £350 cashback
  • [FO20458] 75% LTV, decreasing by 7bps from 1.47% to 1.40%, product fee £995
  • [FO20459] 75% LTV, decreasing by 7bps from 2.06% to 1.99%, product fee £0, £250 cashback
  • [FO20460] 80% LTV, decreasing by 7bps from 1.68% to 1.61%, product fee £995, £250 cashback
  • [FO20461] 80% LTV, decreasing by 7bps from 2.14% to 2.07%, product fee £0, £250 cashback
  • [FO20462] 85% LTV, decreasing by 7bps from 1.71% to 1.64%, product fee £995, £250 cashback
  • [FO20463] 85% LTV, decreasing by 7bps from 2.14% to 2.07%, product fee £0, £250 cashback
  • 2 year fixed rate remortgage
  • [FO20471] 60% LTV, decreasing by 7bps from 1.91% to 1.84%, product fee £0, £350 cashback
  • [FO20470] 60% LTV, decreasing by 7bps from 1.38% to 1.31%, product fee £995, £250 cashback
  • [FO20473] 70% LTV, decreasing by 7bps from 1.94% to 1.87%, product fee £0, £350 cashback
  • [FO20472] 70% LTV, decreasing by 7bps from 1.47% to 1.40%, product fee £995
  • [FO20474] 75% LTV, decreasing by 7bps from 1.47% to 1.40%, product fee £995
  • [FO20475] 75% LTV, decreasing by 7bps from 1.94% to 1.87%, product fee £0, £350 cashback
  • [FO20477] 80% LTV, decreasing by 7bps from 2.13% to 2.06%, product fee £0, £250 cashback
  • [FO20476] 80% LTV, decreasing by 7bps from 1.72% to 1.65%, product fee £995, £250 cashback
  • [FO20479] 85% LTV, decreasing by 7bps from 2.13% to 2.06%, product fee £0, £250 cashback
  • [FO20478] 85% LTV, decreasing by 7bps from 1.72% to 1.65%, product fee £995, £250 cashback
  • 2 year tracker rate purchase
  • [TO4814] 60% LTV, decreasing by 10bps from 1.52% to 1.42%, product fee £995, £350 cashback
  • [TO4815] 60% LTV, decreasing by 10bps from 2.06% to 1.96%, product fee £0, £250 cashback
  • [TO4816] 70% LTV, decreasing by 10bps from 1.55% to 1.45%, product fee £995, £350 cashback
  • [TO4817] 70% LTV, decreasing by 10bps from 2.06% to 1.96%, product fee £0, £250 cashback
  • [TO4818] 75% LTV, decreasing by 10bps from 1.57% to 1.47%, product fee £995, £350 cashback

2 year tracker rate remortgage

  • [TO4819] 60% LTV, decreasing by 10bps from 2.34% to 2.24%, product fee £0
  • [TO4820] 70% LTV, decreasing by 10bps from 2.39% to 2.29%, product fee £0
  • [TO4821] 75% LTV, decreasing by 10bps from 2.39% to 2.29%, product fee £0

5 year fixed rate purchase

  • [FO20465] 60% LTV, decreasing by 7bps from 2.17% to 2.10%, product fee £0, £500 cashback
  • [FO20464] 60% LTV, decreasing by 7bps from 1.78% to 1.71%, product fee £995
  • [FO20466] 70% LTV, decreasing by 7bps from 1.82% to 1.75%, product fee £995
  • [FO20467] 75% LTV, decreasing by 7bps from 1.82% to 1.75%, product fee £995
  • [FO20468] 80% LTV, decreasing by 7bps from 1.98% to 1.91%, product fee £995
  • [FO20469] 85% LTV, decreasing by 7bps from 2.04% to 1.97%, product fee £995

5 year fixed rate remortgage

  • [FO20481] 60% LTV, decreasing by 7bps from 2.08% to 2.01%, product fee £0, £500 cashback
  • [FO20480] 60% LTV, decreasing by 7bps from 1.78% to 1.71%, product fee £995, £250 cashback
  • [FO20482] 70% LTV, decreasing by 7bps from 1.82% to 1.75%, product fee £995
  • [FO20483] 70% LTV, decreasing by 7bps from 2.17% to 2.10%, product fee £0, £500 cashback
  • [FO20485] 75% LTV, decreasing by 7bps from 2.18% to 2.11%, product fee £0, £500 cashback
  • [FO20484] 75% LTV, decreasing by 7bps from 1.82% to 1.75%, product fee £995
  • [FO20487] 80% LTV, decreasing by 7bps from 2.36% to 2.29%, product fee £0, £500 cashback
  • [FO20486] 80% LTV, decreasing by 7bps from 1.98% to 1.91%, product fee £995
  • [FO20488] 85% LTV, decreasing by 7bps from 2.05% to 1.98%, product fee £995

Withdrawals

2 year fixed rate remortgage

  • [FO19980] 80% LTV, 2.54%, product fee £0

Buy To Let

Rate Changes

2 year fixed rate purchase

  • [FO20490] 60% LTV, decreasing by 10bps from 1.72% to 1.62%, product fee £995, £250 cashback
  • [FO20491] 60% LTV, decreasing by 10bps from 1.91% to 1.81%, product fee £0
  • [FO20493] 70% LTV, decreasing by 10bps from 2.59% to 2.49%, product fee £0, £250 cashback
  • [FO20492] 70% LTV, decreasing by 10bps from 1.94% to 1.84%, product fee £995, £250 cashback
  • [FO20494] 75% LTV, decreasing by 10bps from 1.97% to 1.87%, product fee £995, £250 cashback
  • [FO20495] 75% LTV, decreasing by 10bps from 2.59% to 2.49%, product fee £0, £250 cashback

2 year fixed rate remortgage

  • [FO20502] 60% LTV, decreasing by 15bps from 2.33% to 2.18%, product fee £0, £250 cashback
  • [FO20501] 60% LTV, decreasing by 10bps from 1.72% to 1.62%, product fee £995, £250 cashback
  • [FO20503] 70% LTV, decreasing by 10bps from 1.97% to 1.87%, product fee £995, £250 cashback
  • [FO20504] 70% LTV, decreasing by 10bps from 2.46% to 2.36%, product fee £0, £250 cashback
  • [FO20505] 75% LTV, decreasing by 10bps from 1.97% to 1.87%, product fee £995, £250 cashback
  • [FO20506] 75% LTV, decreasing by 10bps from 2.48% to 2.38%, product fee £0, £250 cashback

5 year fixed rate purchase

  • [FO20496] 60% LTV, decreasing by 10bps from 2.08% to 1.98%, product fee £995, £250 cashback
  • [FO20497] 60% LTV, decreasing by 10bps from 2.35% to 2.25%, product fee £0, £250 cashback
  • [FO20498] 70% LTV, decreasing by 10bps from 2.45% to 2.35%, product fee £995
  • [FO20499] 70% LTV, decreasing by 10bps from 2.72% to 2.62%, product fee £0, £250 cashback
  • [FO20500] 75% LTV, decreasing by 10bps from 2.51% to 2.41%, product fee £995, £250 cashback
  • [FO20489] 75% LTV, decreasing by 10bps from 2.79% to 2.69%, product fee £0, £250 cashback

5 year fixed rate remortgage

  • [FO20509] 60% LTV, decreasing by 10bps from 2.29% to 2.19%, product fee £0, £250 cashback
  • [FO20507] 60% LTV, decreasing by 10bps from 2.14% to 2.04%, product fee £995, £250 cashback
  • [FO20510] 70% LTV, decreasing by 10bps from 2.48% to 2.38%, product fee £995, £250 cashback
  • [FO20511] 70% LTV, decreasing by 10bps from 2.77% to 2.67%, product fee £0, £250 cashback
  • [FO20512] 75% LTV, decreasing by 10bps from 2.48% to 2.38%, product fee £995, £250 cashback
  • [FO20508] 75% LTV, decreasing by 10bps from 2.77% to 2.67%, product fee £0, £250 cashback

New Business

Core Range

Residential

Rate Changes

2 year fixed rate purchase

  • [FO20410] 60% LTV, decreasing by 7bps from 1.35% to 1.28%, product fee £995, £250 cashback
  • [FO20430] 60% LTV, decreasing by 7bps from 1.54% to 1.47%, product fee £995, £250 cashback Shared Equity
  • [FO20449] 60% LTV, decreasing by 7bps from 1.54% to 1.47%, product fee £995, £250 cashback Shared Equity
  • [FO20411] 70% LTV, decreasing by 7bps from 1.46% to 1.39%, product fee £995, £250 cashback
  • [FO20450] 70% LTV, decreasing by 7bps from 1.58% to 1.51%, product fee £995, £250 cashback Shared Equity
  • [FO20431] 70% LTV, decreasing by 7bps from 1.58% to 1.51%, product fee £995, £250 cashback Shared Equity
  • [FO20412] 75% LTV, decreasing by 7bps from 1.46% to 1.39%, product fee £995, £250 cashback
  • [FO20413] 80% LTV, decreasing by 7bps from 1.60% to 1.53%, product fee £995, £250 cashback
  • [FO20414] 85% LTV, decreasing by 7bps from 1.70% to 1.63%, product fee £995, £250 cashback

2 year fixed rate remortgage – high value

  • [FO20513] 60% LTV, decreasing by 7bps from 1.48% to 1.41%, product fee £995, £250 cashback

2 year fixed rate remortgage

  • [FO20420] 60% LTV, decreasing by 7bps from 1.49% to 1.42%, product fee £995, £250 cashback
  • [FO20421] 70% LTV, decreasing by 7bps from 1.58% to 1.51%, product fee £995, £250 cashback

2 year fixed rate remortgage – high value

  • [FO20514] 70% LTV, decreasing by 7bps from 1.57% to 1.50%, product fee £995, £250 cashback

2 year fixed rate remortgage

  • [FO20422] 75% LTV, decreasing by 7bps from 1.58% to 1.51%, product fee £995, £250 cashback
  • [FO20423] 80% LTV, decreasing by 7bps from 1.74% to 1.67%, product fee £995, £250 cashback
  • [FO20424] 85% LTV, decreasing by 7bps from 1.83% to 1.76%, product fee £995, £250 cashback

2 year tracker rate purchase

  • [TO4803] 60% LTV, decreasing by 10bps from 2.30% to 2.20%, product fee £0
  • [TO4802] 60% LTV, decreasing by 10bps from 1.34% to 1.24%, product fee £995, £250 cashback
  • [TO4805] 70% LTV, decreasing by 10bps from 2.35% to 2.25%, product fee £0
  • [TO4804] 70% LTV, decreasing by 10bps from 1.42% to 1.32%, product fee £995, £250 cashback
  • [TO4806] 75% LTV, decreasing by 10bps from 1.42% to 1.32%, product fee £995, £250 cashback
  • [TO4807] 75% LTV, decreasing by 10bps from 2.35% to 2.25%, product fee £0

2 year tracker rate remortgage

  • [TO4810] 60% LTV, decreasing by 10bps from 2.59% to 2.49%, product fee £0
  • [TO4809] 60% LTV, decreasing by 10bps from 1.43% to 1.33%, product fee £995, £250 cashback
  • [TO4811] 70% LTV, decreasing by 10bps from 1.49% to 1.39%, product fee £995, £250 cashback
  • [TO4812] 70% LTV, decreasing by 10bps from 2.69% to 2.59%, product fee £0
  • [TO4813] 75% LTV, decreasing by 10bps from 1.49% to 1.39%, product fee £995, £250 cashback
  • [TO4808] 75% LTV, decreasing by 10bps from 2.69% to 2.59%, product fee £0

5 year fixed rate purchase

  • [FO20415] 60% LTV, decreasing by 7bps from 1.79% to 1.72%, product fee £995, £250 cashback
  • [FO20432] 60% LTV, decreasing by 7bps from 1.92% to 1.85%, product fee £995, £250 cashback Shared Equity
  • [FO20451] 60% LTV, decreasing by 7bps from 1.92% to 1.85%, product fee £995, £250 cashback Shared Equity
  • [FO20452] 70% LTV, decreasing by 7bps from 1.92% to 1.85%, product fee £995, £250 cashback Shared Equity
  • [FO20433] 70% LTV, decreasing by 7bps from 1.92% to 1.85%, product fee £995, £250 cashback Shared Equity
  • [FO20416] 70% LTV, decreasing by 7bps from 1.88% to 1.81%, product fee £995, £250 cashback
  • [FO20417] 75% LTV, decreasing by 7bps from 1.88% to 1.81%, product fee £995, £250 cashback
  • [FO20453] 75% LTV, decreasing by 7bps from 1.93% to 1.86%, product fee £995, £250 cashback Shared Equity
  • [FO20434] 75% LTV, decreasing by 7bps from 1.93% to 1.86%, product fee £995, £250 cashback Shared Equity
  • [FO20418] 80% LTV, decreasing by 7bps from 2.04% to 1.97%, product fee £995, £250 cashback
  • [FO20419] 85% LTV, decreasing by 7bps from 2.05% to 1.98%, product fee £995, £250 cashback

5 year fixed rate remortgage

  • [FO20425] 60% LTV, decreasing by 7bps from 1.81% to 1.74%, product fee £995, £250 cashback
  • [FO20518] 60% LTV, decreasing by 7bps from 2.36% to 2.29%, product fee £995, £500 cashback Shared Equity

5 year fixed rate remortgage – high value

  • [FO20515] 60% LTV, decreasing by 7bps from 1.80% to 1.73%, product fee £995, £250 cashback
  • [FO20516] 70% LTV, decreasing by 7bps from 1.88% to 1.81%, product fee £995, £250 cashback

5 year fixed rate remortgage

  • [FO20426] 70% LTV, decreasing by 7bps from 1.89% to 1.82%, product fee £995, £250 cashback
  • [FO20519] 70% LTV, decreasing by 7bps from 2.40% to 2.33%, product fee £995, £500 cashback Shared Equity
  • [FO20427] 75% LTV, decreasing by 7bps from 1.89% to 1.82%, product fee £995, £250 cashback

5 year fixed rate remortgage – high value

  • [FO20517] 75% LTV, decreasing by 7bps from 1.88% to 1.81%, product fee £995, £250 cashback

5 year fixed rate remortgage

  • [FO20428] 80% LTV, decreasing by 7bps from 2.08% to 2.01%, product fee £995, £250 cashback
  • [FO20429] 85% LTV, decreasing by 7bps from 2.13% to 2.06%, product fee £995, £250 cashback

Buy To Let

Rate Changes

2 year fixed rate purchase

  • [FO20435] 60% LTV, decreasing by 10bps from 1.63% to 1.53%, product fee £995
  • [FO20436] 70% LTV, decreasing by 10bps from 1.97% to 1.87%, product fee £995
  • [FO20437] 75% LTV, decreasing by 10bps from 1.97% to 1.87%, product fee £995

2 year fixed rate remortgage

  • [FO20442] 60% LTV, decreasing by 10bps from 1.70% to 1.60%, product fee £995
  • [FO20443] 70% LTV, decreasing by 10bps from 1.95% to 1.85%, product fee £995

5 year fixed rate purchase

  • [FO20438] 60% LTV, decreasing by 10bps from 2.77% to 2.67%, product fee £0
  • [FO20440] 70% LTV, decreasing by 10bps from 2.98% to 2.88%, product fee £0
  • [FO20439] 70% LTV, decreasing by 10bps from 2.48% to 2.38%, product fee £995
  • [FO20441] 75% LTV, decreasing by 10bps from 2.51% to 2.41%, product fee £995

5 year fixed rate remortgage

  • [FO20445] 60% LTV, decreasing by 10bps from 3.04% to 2.94%, product fee £0
  • [FO20444] 60% LTV, decreasing by 10bps from 2.15% to 2.05%, product fee £995
  • [FO20447] 70% LTV, decreasing by 10bps from 3.48% to 3.38%, product fee £0
  • [FO20446] 70% LTV, decreasing by 10bps from 2.51% to 2.41%, product fee £995
  • [FO20448] 75% LTV, decreasing by 10bps from 3.57% to 3.47%, product fee £0

Existing Customer

Core Range

Residential

Rate Changes

2 year fixed rate switcher

  • [FO20377] 60% LTV, decreasing by 7bps from 1.89% to 1.82%, product fee £0
  • [FO20376] 60% LTV, decreasing by 7bps from 1.55% to 1.48%, product fee £995
  • [FO20378] 70% LTV, decreasing by 7bps from 1.64% to 1.57%, product fee £995
  • [FO20379] 70% LTV, decreasing by 7bps from 2.79% to 2.72%, product fee £0
  • [FO20381] 75% LTV, decreasing by 7bps from 2.79% to 2.72%, product fee £0
  • [FO20380] 75% LTV, decreasing by 7bps from 1.64% to 1.57%, product fee £995
  • [FO20382] 80% LTV, decreasing by 7bps from 1.75% to 1.68%, product fee £995
  • [FO20383] 80% LTV, decreasing by 7bps from 2.89% to 2.82%, product fee £0
  • [FO20385] 85% LTV, decreasing by 7bps from 2.98% to 2.91%, product fee £0
  • [FO20384] 85% LTV, decreasing by 7bps from 1.75% to 1.68%, product fee £995
  • [FO20387] 100% LTV, decreasing by 10bps from 3.85% to 3.75%, product fee £0
  • [FO20386] 100% LTV, decreasing by 10bps from 3.60% to 3.50%, product fee £995

2 year tracker rate switcher

  • [TO4797] 60% LTV, decreasing by 10bps from 2.89% to 2.79%, product fee £0
  • [TO4796] 60% LTV, decreasing by 10bps from 2.09% to 1.99%, product fee £995
  • [TO4798] 70% LTV, decreasing by 10bps from 2.29% to 2.19%, product fee £995
  • [TO4799] 70% LTV, decreasing by 10bps from 2.94% to 2.84%, product fee £0
  • [TO4800] 75% LTV, decreasing by 10bps from 2.32% to 2.22%, product fee £995
  • [TO4801] 75% LTV, decreasing by 10bps from 2.98% to 2.88%, product fee £0

5 year fixed rate switcher

  • [FO20389] 60% LTV, decreasing by 7bps from 2.14% to 2.07%, product fee £0
  • [FO20388] 60% LTV, decreasing by 7bps from 1.89% to 1.82%, product fee £995
  • [FO20390] 70% LTV, decreasing by 7bps from 1.99% to 1.92%, product fee £995
  • [FO20391] 70% LTV, decreasing by 7bps from 3.03% to 2.96%, product fee £0
  • [FO20393] 75% LTV, decreasing by 7bps from 3.05% to 2.98%, product fee £0
  • [FO20392] 75% LTV, decreasing by 7bps from 1.99% to 1.92%, product fee £995
  • [FO20395] 80% LTV, decreasing by 7bps from 3.17% to 3.10%, product fee £0
  • [FO20394] 80% LTV, decreasing by 7bps from 2.09% to 2.02%, product fee £995
  • [FO20396] 85% LTV, decreasing by 7bps from 2.20% to 2.13%, product fee £995

Buy To Let

Rate Changes

2 year fixed rate switcher

  • [FO20398] 60% LTV, decreasing by 15bps from 2.89% to 2.74%, product fee £0
  • [FO20397] 60% LTV, decreasing by 10bps from 1.98% to 1.88%, product fee £995
  • [FO20400] 70% LTV, decreasing by 10bps from 3.14% to 3.04%, product fee £0
  • [FO20399] 70% LTV, decreasing by 10bps from 2.04% to 1.94%, product fee £995
  • [FO20401] 75% LTV, decreasing by 10bps from 2.10% to 2.00%, product fee £995
  • [FO20402] 75% LTV, decreasing by 10bps from 3.19% to 3.09%, product fee £0
  • [FO20403] 90% LTV, decreasing by 10bps from 4.06% to 3.96%, product fee £0

5 year fixed rate switcher

  • [FO20405] 60% LTV, decreasing by 10bps from 3.54% to 3.44%, product fee £0
  • [FO20404] 60% LTV, decreasing by 10bps from 2.44% to 2.34%, product fee £995
  • [FO20406] 70% LTV, decreasing by 10bps from 2.83% to 2.73%, product fee £995
  • [FO20407] 70% LTV, decreasing by 10bps from 3.98% to 3.88%, product fee £0
  • [FO20408] 75% LTV, decreasing by 10bps from 2.88% to 2.78%, product fee £995
  • [FO20409] 75% LTV, decreasing by 10bps from 4.07% to 3.97%, product fee £0

End dates

There are no changes to end dates

Transitional arrangements

You’ll be able to produce Mortgage Illustrations and submit applications online for existing deals up to 10:30pm Tuesday 30 July, 2019.

If you are unable to submit an application online due to a technical issue that cannot be resolved over the phone, then you must submit a paper-based application. In this instance, you must e-mail your BDM by midday on Wednesday 31 July 2019. Requests received after this time will not be considered.

Your email must include in bullet points:

  • Your details – name, company and postcode
  • Customer name
  • Product applying for
  • Amount of mortgage loan
  • Reason for paper application – If you have experienced a technical issue a clear description of the problem encountered with error code (if applicable) must be provided
  • State whether you were trying to submit via NatWest Intermediary Solutions’ website or the Mortgage Trading Exchange

Paper applications must be signed by all applicants and the original received at the following address by close of business on Friday 2 August 2019 for your rate to be honoured:

FREEPOST NatWest Intermediary Solutions
Mortgage Centre
Cartsdyke Avenue
Greenock
PA15 1ED

For a complete listing of all our mortgage products, please visit the product page on our web site.