Here’s a recap of our residential mortgage products to see how we can provide specialist lending solutions to your self-employed customers.
- Up to 75% LTV for purchase and remortgage;
- Available in England, Wales and Scotland;
- We’ll consider applications with only 1 year’s accounts or Tax Calculation;
- Available for customers with less than perfect credit profiles:
- Defaults/CCJs: 0 in 24 months;
- Missed mortgage/secured loan arrears: 0 in 12 months, 1 in 36 months (worst status);
- Unsecured arrears: Not counted but may affect customer’s credit score.
Product details:
| Product type | 2 year fixed | 5 year fixed |
|---|---|---|
| LTV | 75% | 75% |
| Rate | 3.49% | 3.59% |
| Product fee | £995 | £995 |
| Reversion rate | BBR + 4.90% | BBR + 4.90% |
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