News

• On Tuesday 22^nd January, we launched a range of fixed rate, 95% Remortgage deals.
• The new products are available up to a maximum borrowing of £500,000 and to clients wishing to raise capital (including capital raising to buy out a HTB equity loan) as well as those doing a straight switch remortgage. Please note that debt consolidation remains available up to 85% LTV only.

Reminders

• BTL Product Transfers are now live with an easy to use system and a proc fee of 0.30%
• In 2018 our BDA team took over 111,000 calls and almost 35,000 webchats. Contact 0345 120 0866 to discuss your next case.
• We have flexibility – our Underwriters can look at quality cases outside policy – our BDM teams can facilitate this prior to DIP so please speak to them.

To find your BDM please click here: BDM Finder

Products

• In January our business mix was 48% purchase and 52% remortgage
• 7% of our apps were on a fixed rate ( split by 2 yr- 56.4%, 3yr – 3.7% & 5 yr – 39.9%)
• ERC discounts 3.5% and trackers 2.8%. Total 6.3%

Full product Range here : Products

Awards and Recognition

• We’re delighted to have been shortlisted for the Best BDM Team and Best Mortgage Lender at this year’s Mortgage Strategy Awards. We look forward to the awards on 26^th March, and hope to see you there. Thank you if you voted for us.

Growth Series

• In November we launched the Growth Hub
• We now have over 2900 brokers registered to access the material
• Content in January:
• Google My Business can help to elevate your online presence
• Search engine optimisation
• Maximise your potential on LinkedIn

Service

• Average offer turnaround time reducing again
• Residential 8 days
• BTL 11 Days
• To help us maintain this service level, please upload documents as soon possible.