At Bath Building Society we have a small experienced mortgage team which aims to offer a high standard of personal and flexible service; we are known for our flexible approach to underwriting. All applications are judged on merit and decisions are made on the basis of the applicants’ individual circumstances by experienced underwriters rather than computers.
Our speciality is to consider applications that are a little bit out of the ordinary, where the case requires an element of sensible judgement rather than a credit score.
What’s brilliant about Bath Building Society (USP’s)
- We do not credit score
- Manual underwriting
- Cases with historic credit issues considered
- Holiday Lets considered including AirBnB
- Unique Rent a Room product that uses lodger income to increase the borrowing amount
- No maximum age on BTL’s, ex-pat BTL and Holiday Lets
- 100% lending available through parent assisted mortgages
- Retirement mortgages available
- Buy-for-Uni range that helps students purchase a property while at university
- Will consider multiple flats or buildings on the same title
- Semi commercial lending if lending on a combined local shop or post office
BDM Contact
Kerrin White
01225 475 732
07469 353 396
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