Here’s a full list the changes with product codes in brackets: New Business Semi Exclusive Residential New Products 2 year fixed rate purchase [FO21208] 95% LTV, 2.98%, product fee £0, £500 cashback Rate Changes 2 year fixed rate purchase [FO21206] 90% LTV, decreasing by 19bps from 1.99% to 1.80%, product fee £995 [FO21207] 90% [...]
Lifetime mortgage application cycle STAGE 1 Applications received waiting to be worked STAGE 2 Case checked and reviewed for approval (packaged for underwriters) STAGE 3 Case assessed by Underwriters for approval and set to offer STAGE 4 Offer approval to Offer issued General Post Benchmark SLA 1 2 3 1 3 Current SLA 1 [...]
BVA BDRC's Landlord panel results Following on from our recently shared Rental Income and Tenant Demand reports, we reveal the next from our series of quarterly reports with further insight taken from the latest Landlord Panel research. Watch our short animated version of the Q3 2019 Buy to Let Barometer to discover: What percentage [...]
We’re well aware of the need to keep you and your clients up to date at all times. That’s why, at each key stage of underwriting your application, we’ll call to let you know what’s what and follow it up with an email for good measure. This covers… When we’ve made our lending decision, [...]
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Santander release important residential lending criteria changes; NatWest announce rate changes; HSBC are changing their mortgage products.
A third of mortgage holders who used an adviser will go elsewhere when their fixed deal ends – but untapped opportunities exist for brokers to retain clients One in three (32%) homeowners aren’t planning to go back to their current adviser when their fixed deal ends Advisers benefit from opportunities to stay in touch [...]
Stay ahead of the game The new CPD year has started already. And to help you get ahead with your learning, we've created a CPD Hub packed with bite-sized modules on everything from income protection to wills, trusts and guardianship. It's fully accredited by the Chartered Insurance Institute (CII) and Chartered Institute for Securities [...]
Talk to your clients about income protection Our My Earnings Protected income protection contract is flexible, affordable and available to a wide range of occupations. Here are a few key features which makes My Earnings Protected competitive and award winning within the industry; No loadings for occupation, smoking or hazardous pursuits Guaranteed Premiums with [...]
The UK insurance industry is the largest in Europe and the fourth largest in the world. It plays an essential part in the UK’s economic strength, managing investments of over £1.6 trillion and paying nearly £12bn in taxes to the Government. It employs around 300,000 individuals, of which around a third are employed directly [...]
Clients don’t always see how claims statistics relate to their own lives – our case studies can help you highlight the life behind the numbers. Find out more
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