Today, Vida launched into Scotland with its range of criteria-driven products. Vida’s wide range of specialist products are now available to those purchasing or remortgaging Scottish residential and buy to let properties, which includes its [...]

She has been a working IT consultant for a number of years, and started to contract for the past six months. She is currently six months into a nine month contract, with work lined up [...]

For all self-employed income evidence, the most recent year-end must not be more than 18 months before the date of the application. This means for applications submitted from Saturday 6 October, the evidence of the [...]

Clydesdale Bank has announced rate cuts of up to 20bps across its residential and buy-to-let products. Residential two year fixed rates at 90% LTV are now available from 1.89% and from 2.29% for mortgages over [...]

Changes to our Variable Reference Rates How does it affect you and your clients? Following the Bank of England decision to increase the Base Rate, we're making changes to our variable mortgage ranges. Our rates will change [...]

Read how specialist lender Together helped Midlands buy-to-let millionaire Suki Barham to grow his property empire. Using a combination of bridging loans and portfolio mortgages, he’s gone from a single £40,000 flat, to more than [...]

With more customers exploring the opportunities offered by HMO properties, our fantastic range of HMO mortgages could help them develop their buy to let business.  Up to 8 bedrooms and 2+ kitchens considered No HMO [...]

We have made some changes to the below products: Residential No footprint on DIPs Interest Only – including sale of property – no minimum income Bonus, Overtime & Comm increased to 60% as standard of [...]

We’ll now accept even more types of pre and post retirement income when it comes to our affordability based mortgages: 55+, 55+ RIO and Retirement Mortgage. Puting you and your clients at the heart of [...]

On Monday 8th October, Halifax are making the following changes to the product range: New products - Homemover and First time buyer FAX445, FAX446, FAX460, FAX412, FAX413, FAX427 Withdrawn Products from close of business 6th [...]

Chorley Building Society has improved our Help to Buy mortgage product, including reducing the scheme fee and increasing the discount reduction. The 0.75% scheme fee has also been replaced with a fixed fee of £999. [...]

We’ve improved the way we stress-test your clients for buy-to-let mortgages. Which means we say yes to more customers. Good news for you, and them. First, the interest rate stress on 5 year fixed products [...]

We've made changes across our range of residential mortgage products. Rate changes have been made across our entire product range; We’ve also extended the end dates of the fixed terms across the entire range. A [...]

Are your clients looking to move homes? Could they do with some extra space? Life is unexpected, and sometimes a change is needed to support families that require extra rooms and a little more space. [...]

Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Halifax announce rate changes; [...]