I am pleased to say that the Society has relaunched its joint borrower sole proprietor products, allowing JBSP to 90% LTV. Previous JBSP was limited to 80%.

Hinckley & Rugby Building Society has reintroduced its popular niche joint borrower sole proprietor (JBSP) mortgage at 90 per cent loan to value (LTV). The product lets older people put their name on a mortgage to help younger borrowers who cannot afford the total loan based on income and/or circumstances. The society also offers reverse joint borrower sole proprietor mortgages, which allow younger people to support older buyers who are retired or close to retiring.