We’re pleased to announce some further changes to both our Residential and Buy to Let product ranges.

Buy to Let

  • Price reductions on Vida 1 BTL
  • BTL 2 year 75% LTV reduced by 10bps to 2.94%
  • BTL 5 year 70% LTV reduced by 10bps to 3.19%
  • BTL 5 year 75% LTV reduced by 10bps to 3.29%
  • BTL 5 year 75% LTV Remo only reduced by 5bps to 3.24%
  • Max loan increased to £1m on our 4 75% LTV Limited Edition BTL’s with a fixed fee of £1,995
  • Max loan was £750k, now £1m
  • 2 and 5 year 75% LTV for both standard properties, and HMO/MUB

Residential

  • Relaunch of Help to Buy and Scottish First Home Fund Scheme
  • HTB 2 year and 5 year starting from 3.79%
  • SFHFS 2 year and 5 year starting from 4.39%
  • Available on Vida tiers 1-5 (SFHFS on Vida tiers 1-4)
  • Large Loan Residential Products – only available for loans £750k up to £1.5M
  • 2 products at 70% LTV. Priced lower than regular 70% resi but only accessible for larger loans
  • 2 year 70% at 2.99%, a 0.14% reduction on our standard product
  • 5 year 70% at 3.29%, a 0.20% reduction on our standard product
  • All other product features remain the same – £995 fee, full valuation fee and £180 assessment fee

For more information and for the latest product guides please click here.