With effect from 10am today, Thursday 12th May, we’re making the following changes to our Capital Select and Lifestyle Select products.

We’re increasing the interest rates on:

·         Lifestyle Select Ultra Lite

·         Lifestyle Select Super Lite

·         Lifestyle Select Lite

·         Capital Select Super Lite

·         Capital Select Lite

·         Capital Select Gold

·         Capital Select Gold Plus

·         Capital Select Platinum

·         Capital Select Platinum Plus

The new interest rates will also apply to additional borrowing.

You can view our new Capital Select interest rates and LTVs here.

​​​​​You can view our new Lifestyle Select interest rates and LTVs here.

Pipeline cases
If you would like to take advantage of the previous product terms and have already generated a KFI for your clients, we will need to receive a linked application before 5pm on Thursday 26th May.

Product features

Our Capital Select Options offer:

·         No completion fee

·         Free valuations with no cap

·         Optional 3% cashback

·         8 year fixed early repayment charges

·         10% repayment facility each year with no penalties

·         Optional cash reserve facility

·         Optional inheritance guarantee

Our Lifestyle Select Options offer:

·         One-off tax-free payment with optional cash reserve facility

·         Choice to repay up to 10% each year

·         8 year fixed early repayment charges

·         Optional inheritance guarantee

Learn more

You can find out more about our new interest rates here.

You can download more information on our products below:

Product Overview – Home Finance

​​​​Lifestyle Select Options – At a Glance

Capital Select Options – At a Glance

Our key documents
You can download the latest versions of our documents here:
·         Our Charges

·         Additional borrowing interest rates 

Get in touch

Select a product on our adviser support page to quickly find the most appropriate contact details and answers to frequently asked questions.

Adviser support