With effect from 10am today, Tuesday 21st June, we’ve made the following changes to our Lifestyle Select Options products.

​​​​​​We’re increasing the interest rates on:

·         Lifestyle Select Ultra Lite

·         Lifestyle Select Super Lite

·         Lifestyle Select Lite

·         Lifestyle Select Gold

·         Lifestyle Select Gold Plus

The new interest rates will apply to Standard and Flexible options and to additional borrowing.

Click to view our new interest rates, ​​our additional borrowing interest rates or our charges.

In addition, with effect from 10am on Thursday 23rd June, we’re making the following changes to our Capital Select Options products.
​​​​​​
We’re increasing the interest rates on:

·         Capital Select Super Lite

·         Capital Select Lite​​​​​

We’re increasing the interest rates and reducing the maximum LTVs by up to 2% for all ages on:

·         Capital Select Gold (1% LTV reduction e.g. Maximum LTV at age 70 reducing from 41% to 40%)

·         Capital Select Gold Plus (2% LTV reduction e.g. Maximum LTV at age 70 reducing from 44% to 42%)

·         Capital Select Platinum (2% LTV reduction e.g. Maximum LTV at age 70 reducing from 46% to 44%)

·         Capital Select Platinum Plus (2% LTV reduction e.g. Maximum LTV at age 70 reducing from 48% to 46%)

Capital Select Super Lite
(Standard & Flexible)
MERAER
Current interest rate4.50%4.59%
New interest rate5.26%5.39%
Capital Select Super Lite
(Cashback)
MERAER
Current interest rate4.80%4.91%
New interest rate5.56%5.70%
Capital Select Lite
(Standard & Flexible)
MERAER
Current interest rate4.78%4.89%
New interest rate5.55%5.69%
Capital Select Lite
(Cashback)
MERAER
Current interest rate5.08%5.20%
New interest rate5.85%6.01%
Capital Select Gold
(Standard & Flexible)
MERAER
Current interest rate5.07%5.19%
New interest rate5.83%5.99%
Capital Select Gold  
(Cashback)
MERAER
Current interest rate5.37%5.50%
New interest rate6.13%6.31%
Capital Select Gold Plus
(Standard & Flexible)
MERAER
Current interest rate5.45%5.59%
New interest rate6.02%6.19%

Capital Select Gold Plus
(Cashback)
MERAER
Current interest rate5.75%5.90%
New interest rate6.32%6.51%
Capital Select Platinum
(Standard & Flexible)
MERAER
Current interest rate5.74%5.89%
New interest rate6.30%6.49%
Capital Select Platinum
(Cashback)
MERAER
Current interest rate6.04%6.21%
New interest rate6.60%6.80%

​​​​

Capital Select Platinum Plus
(Standard & Flexible)
MERAER
Current interest rate6.30%6.49%
New interest rate6.49%6.69%
Capital Select Platinum Plus
(Cashback)
MERAER
Current interest rate6.60%6.80%
New interest rate6.79%7.01%

You can view our current interest rates and LTVs here.

The new interest rates will also apply to additional borrowing.

Pipeline cases

If your client wants to take advantage of the current pricing on our Capital Select Options, you will need to generate a KFI before 10am on Thursday 23rd June.

If you have already generated a KFI on current terms and your client would like to proceed, we will need to receive a linked application before 5pm on Thursday 7th July.

Get in touch

Select a product on our adviser support page to quickly find the most appropriate contact details and answers to frequently asked questions.

Adviser support