Here’s a full list the changes with product codes in brackets:

New Business

Semi Exclusive

Residential

New Products

2 year fixed rate purchase

  • [FO21208] 95% LTV, 2.98%, product fee £0, £500 cashback

Rate Changes

2 year fixed rate purchase

  • [FO21206] 90% LTV, decreasing by 19bps from 1.99% to 1.80%, product fee £995
  • [FO21207] 90% LTV, decreasing by 70bps from 2.98% to 2.28%, product fee £0, £250 cashback

2 year fixed rate remortgage

  • [FO21213] 90% LTV, decreasing by 47bps from 2.59% to 2.12%, product fee £0
  • [FO21212] 90% LTV, decreasing by 10bps from 1.99% to 1.89%, product fee £995, £250 cashback

5 year fixed rate purchase

  • [FO21210] 90% LTV, decreasing by 5bps from 2.29% to 2.24%, product fee £995
  • [FO21211] 95% LTV, decreasing by 15bps from 3.33% to 3.18%, product fee £0, £250 cashback

5 year fixed rate remortgage

  • [FO21214] 90% LTV, decreasing by 5bps from 2.29% to 2.24%, product fee £995

Withdrawals

2 year fixed rate purchase

  • [FO20879] 95% LTV, 3.04%, product fee £0, £250 cashback

Buy To Let

Rate Changes

2 year fixed rate purchase

  • [FO21215] 60% LTV, decreasing by 2bps from 1.62% to 1.60%, product fee £995, £250 cashback
  • [FO21217] 70% LTV, decreasing by 15bps from 2.49% to 2.34%, product fee £0, £250 cashback
  • [FO21216] 70% LTV, decreasing by 10bps from 1.84% to 1.74%, product fee £995, £250 cashback
  • [FO21219] 75% LTV, decreasing by 15bps from 2.49% to 2.34%, product fee £0, £250 cashback
  • [FO21218] 75% LTV, decreasing by 13bps from 1.87% to 1.74%, product fee £995, £250 cashback

5 year fixed rate purchase

  • [FO21221] 60% LTV, decreasing by 13bps from 2.25% to 2.12%, product fee £0, £250 cashback
  • [FO21220] 60% LTV, decreasing by 6bps from 1.98% to 1.92%, product fee £995, £250 cashback
  • [FO21222] 70% LTV, decreasing by 14bps from 2.35% to 2.21%, product fee £995
  • [FO21223] 70% LTV, decreasing by 15bps from 2.62% to 2.47%, product fee £0, £250 cashback
  • [FO21224] 75% LTV, decreasing by 15bps from 2.41% to 2.26%, product fee £995, £250 cashback
  • [FO21225] 75% LTV, decreasing by 12bps from 2.69% to 2.57%, product fee £0, £250 cashback

5 year fixed rate remortgage

  • [FO21226] 60% LTV, decreasing by 6bps from 2.04% to 1.98%, product fee £995, £250 cashback
  • [FO21227] 60% LTV, decreasing by 5bps from 2.19% to 2.14%, product fee £0, £250 cashback
  • [FO21229] 70% LTV, decreasing by 11bps from 2.67% to 2.56%, product fee £0, £250 cashback
  • [FO21228] 70% LTV, decreasing by 11bps from 2.38% to 2.27%, product fee £995, £250 cashback
  • [FO21231] 75% LTV, decreasing by 11bps from 2.67% to 2.56%, product fee £0, £250 cashback
  • [FO21230] 75% LTV, decreasing by 11bps from 2.38% to 2.27%, product fee £995, £250 cashback

Core Range

Residential

New Products

2 year fixed rate remortgage – high value

  • [FO21233] 60% LTV, 1.21%, product fee £995

5 year fixed rate remortgage – high value

  • [FO21236] 60% LTV, 1.49%, product fee £995
  • [FO21237] 70% LTV, 1.54%, product fee £995
  • [FO21241] 75% LTV, 1.54%, product fee £995

Rate Changes

2 year fixed rate purchase

  • [FO21186] 90% LTV, decreasing by 12bps from 1.96% to 1.84%, product fee £995, £250 cashback

5 year fixed rate purchase

  • [FO21187] 90% LTV, decreasing by 5bps from 2.32% to 2.27%, product fee £995, £250 cashback

5 year fixed rate remortgage

  • [FO21188] 90% LTV, decreasing by 7bps from 2.38% to 2.31%, product fee £995, £250 cashback

Withdrawals

2 year fixed rate remortgage – high value

  • [FO21161] 60% LTV, 1.33%, product fee £995, £250 cashback

5 year fixed rate remortgage – high value

  • [FO21163] 60% LTV, 1.58%, product fee £995, £250 cashback
  • [FO21164] 70% LTV, 1.65%, product fee £995, £250 cashback
  • [FO21165] 75% LTV, 1.65%, product fee £995, £250 cashback

Buy To Let

Rate Changes

2 year fixed rate purchase

  • [FO21189] 60% LTV, decreasing by 18bps from 1.53% to 1.35%, product fee £995

2 year fixed rate remortgage

  • [FO21195] 75% LTV, decreasing by 53bps from 2.51% to 1.98%, product fee £995

5 year fixed rate purchase

  • [FO21190] 60% LTV, decreasing by 3bps from 2.08% to 2.05%, product fee £995
  • [FO21191] 70% LTV, decreasing by 20bps from 2.38% to 2.18%, product fee £995
  • [FO21192] 75% LTV, decreasing by 23bps from 2.41% to 2.18%, product fee £995

5 year fixed rate remortgage

  • [FO21197] 70% LTV, decreasing by 10bps from 2.41% to 2.31%, product fee £995
  • [FO21199] 75% LTV, decreasing by 26bps from 2.58% to 2.32%, product fee £995

Existing Customer

Core Range

Residential

Rate Changes

2 year fixed rate switcher

  • [FO21246] 90% LTV, decreasing by 13bps from 3.08% to 2.95%, product fee £0
  • [FO21245] 90% LTV, decreasing by 10bps from 1.90% to 1.80%, product fee £995

5 year fixed rate switcher

  • [FO21247] 90% LTV, decreasing by 5bps from 2.40% to 2.35%, product fee £995

Buy To Let

Rate Changes

5 year fixed rate switcher

  • [FO21249] 60% LTV, decreasing by 5bps from 3.44% to 3.39%, product fee £0
  • [FO21248] 60% LTV, decreasing by 6bps from 2.34% to 2.28%, product fee £995
  • [FO21251] 70% LTV, decreasing by 11bps from 3.88% to 3.77%, product fee £0
  • [FO21250] 70% LTV, decreasing by 11bps from 2.73% to 2.62%, product fee £995
  • [FO21253] 75% LTV, decreasing by 11bps from 3.97% to 3.86%, product fee £0
  • [FO21252] 75% LTV, decreasing by 11bps from 2.78% to 2.67%, product fee £995

End dates

  •  2 Year Term End Dates Moving from 31 January 2022 to 31 March 2022
  • 5 Year Term End Dates Moving from 31 January 2025 to 31 March 2025

For a complete listing of all our mortgage products, please visit the product page on our web site.