Tiered pricing now available across Help to Buy: equity loan mortgage range

We understand getting on the property ladder for the first time isn’t always easy and raising a deposit is still one of the biggest challenges facing your first time buyer clients, add in a complex financial history or a less than perfect credit score and homeownership can feel really out of reach.

That’s why we take the time to understand your clients’ situation and do everything we can to support them.

From today, we’re introducing Level 2 and 3 credit criteria across our Help to Buy: equity loan mortgage range, giving you more assurance regardless of how complex your clients’ financial history. With rates from 4.78% up to 75% LTV on Level 2 and 5.28% up to 75% LTV on Level 3, all with free standard valuations.

We can also offer:

  • A £0 product fee option, in addition to free standard valuations across the range because we understand just how important cash in the bank is for them
  • 12 month offers (6 month offer with 6 month extension)
  • Intuitive systems that identify new build applications to assist with processing within industry timeframes
  • Fully gifted deposit from a close family member accepted

For more information and full details of our new range, please view our updated product guides and lending criteria  or contact your Relationship Manager.