We are pleased to confirm we have made some positive changes to a number of products across our Residential, Buy to Let and Reward ranges.

This includes introducing two new highly competitive purchase only 70% LTV 2 and 5 year fixed rates which come with £500 cash back as well as making reductions to popular existing deals, including Buy to Let.

Please note: we are increasing rates on a small group of our larger loan and Reward products and one remortgage product is being withdrawn and not replaced.

In addition, we are taking this opportunity to move the end dates forward on all our fixed rates to 31st July       .

Key product change highlights

Residential

Purchase

  • New – 1.99% 2 Yr Fixed, £0 product fee, £500 cashback, 70% LTV, Min loan £50k, Max loan £500k
  • New – 2.25% 5 Yr Fixed, £0 product fee, £500 cashback, 70% LTV, Min loan £50k, Max loan £1m
  • Reduced –  1.86% 2 Yr Fixed, £0 product fee, 60% LTV, Min loan £5k Max loan £1m will decrease to 1.79%

Please see below for full details of all products that are changing and the key timings.

Key timings

  • Existing products withdrawn, Last Case Booking and Last MIS: Wednesday 10th April, 2019
  • New products launching: Thursday 11th April, 2019
  • Last application for rate switches (product transfers): Thursday 11th April, 2019
  • Last applications on existing products: Friday19th April, 2019

What existing products are we reducing?   

Residential

Purchase/Remortgage

  • 1.49% 2 Yr Fixed, £999 product fee, 60% LTV, Min loan £5,000, Max loan £1,000,000 will decrease to 1.44%
  • 1.59% 2 Yr Fixed, £999 product fee, 75% LTV, Min loan 5,000, Max loan £1,000,000 will decrease to 1.54%
  • 2.04% 7 Yr Fixed, £999 product fee, 60% LTV, Min loan £5,000, Max loan £1,000,000 will decrease to 1.99%
  • 2.55% 10 Yr Fixed, £0 product fee, 60% LTV, Min loan £5,000, Max loan £1,000,000 will decrease to 2.49%

Purchase

  • 1.86% 2 Yr Fixed, £0 product fee, 60% LTV, Min loan £5,000, Max loan £1,000,000 will decrease to 1.79%
  • 2.23% 5 Yr Fixed, £0 product fee, 75% LTV, Min loan £5,000, Max loan £1,000,000 will decrease to 2.18%
  • 2.88% 2 Yr Fixed, £0 product fee, 95% LTV, Min loan £5,000, Max loan £375,000 will decrease to 2.85%

Remortgage

  • 2.02% Great Escape™ 2 Yr Fixed, £0 product fee, 75% LTV, Min loan £50,000, Max loan £1,000,000 will decrease to 1.99%
  • 2.42% Great Escape™ 5 Yr Fixed, £0 product fee, 85% LTV, Min loan £50,000, Max loan £1,000,000 will decrease to 2.34%

Reward

  • 1.49% 2 Year Fixed, £999 product fee, 60% LTV, will decrease to 1.44%
  • 1.59% 2 Year Fixed, £999 product fee, 75% LTV, will decrease to 1.54%
  • 2.02% 2 Year Fixed, £0 product fee, 75% LTV, will decrease to 1.99%
  • 2.40% 5 Year Fixed, £0 product fee, 85% LTV, will decrease to 2.34%
  • 2.05% 7 Year Fixed, £749 product fee, 75% LTV, will decrease to 1.99%
  • 2.55% 10 Year Fixed, £0 product fee, 75% LTV, will decrease to 2.49%

Buy to Let

Purchase/Remortgage

  • 1.55% 2 Yr Fixed, 1% product fee, 60% LTV, Min loan £100,000, Max loan £215,000 will decrease to 1.50%
  • 2.33% 2 Yr Fixed, £0 product fee, 60% LTV, Min loan £35,000, Max loan £1,000,000 will decrease to 2.28%
  • 2.01% 2 Yr Fixed, 1% product fee, 75% LTV, Min loan £100,000, Max loan £215,000 will decrease to 1.96%
  • 2.42% 3 Yr Fixed, £0 product fee, 60% LTV, Min loan £35,000, Max loan £1,000,000 will decrease to 2.37%
  • 2.41% 5 Yr Fixed, £0 product fee, 60% LTV, Min loan £35,000, Max loan £1,000,000 will decrease to 2.36%
  • 2.48% 5 Yr Fixed, £1795 product fee, 75% LTV, Min loan £35,000, Max loan £1,000,000 will decrease to 2.43%

Reward

  • 1.72% 2 Year Fixed, £500 product fee, 65% LTV, will decrease to 1.67%
  • 2.33% 2 Year Fixed, £0 product fee, 65% LTV, will decrease to 2.28%
  • 2.07% 2 Year Fixed, £500 product fee, 75% LTV, will decrease to 2.02%
  • 2.42% 3 Year Fixed, £0 product fee, 65% LTV, will decrease to 2.37%
  • 2.41% 5 Year Fixed, £0 product fee, 65% LTV, will decrease to 2.36%
  • 2.48% 5 Year Fixed, £1795 product fee, 75% LTV, will decrease to 2.43%

What products are we introducing?

Residential

Purchase/Remortgage

  • 1.85% 2 Yr Fixed, £299 product fee, 75% LTV, Min loan £5,000, Max loan £1,000,000

Purchase

  • 1.99% 2 Yr Fixed, £0 product fee, £500 cashback, 70% LTV, Min loan £50,000, Max loan £500,000
  • 2.25% 5 Yr Fixed, £0 product fee, £500 cashback, 70% LTV, Min loan £50,000, Max loan £1,000,000

What products are we withdrawing and not replacing?

Residential

Remortgage

  • 1.86% 2 Yr Fixed, £0 product fee, 60% LTV, Min loan £5,000, Max loan £1,000,000

What products are we increasing?

Residential

Purchase/Remortgage

  • 1.79% 2 Yr Fixed, £2499 product fee, 85% LTV, Min loan £1,000,000, Max loan £5,000,000 will increase to 2.29%
  • 2.34% 5 Yr Fixed, £2499 product fee, 85% LTV, Min loan £1,000,000, Max loan £5,000,000 will increase to 2.54%

Reward

  • 1.96% 1 Year Fixed, £0 product fee, 75% LTV, will increase to 1.98%
  • 1.86% 2 Year Fixed, £0 product fee, 60% LTV, will increase to 1.97%
  • 1.79% 2 Year Fixed, £299 product fee, 75% LTV, will increase to 1.85%