We Love Different.

At Higos, we know not every home in the UK is made of bricks and mortar, or has a tiled roof and there’s nothing we love more than finding the right insurance for it.

Unlike other insurers, we don’t shy away from homes that don’t fit the norm or easily tick all the boxes. Instead our knowledgeable, specialist team will get to know your clients home and the risks they face before finding them entirely bespoke cover.

Our non-standard insurance quotations may take a little longer to obtain than a standard insurance policy. So whether your clients home is a traditional thatched cottage or a state-of-the-art ‘Grand design’, we’ll provide cover that’s genuinely as individual they are. If they are due for renewal, have an insurer who’s now declining, or pulled a scheme due to the hardening market, our insurance experts are here to ready to step in and help with the hard to insure cases. We’d advise our agents to send any non-standard insurance lead to us with as much notice as possible so we can discuss your clients unique needs with our underwriters and ensure we don’t miss any up and coming renewal dates.

For independent  advice or a quotation get in touch

Our Non-Standard insurance cover can include:

  • Flood Risk
  • Subsidence & history of movement
  • Undergoing renovation or being extended
  • HMO
  • AirBNB

Non-Standard Construction

  • Timber frames
  • Steel frames
  • Cob walls
  • Flat roofs
  • Thatched roofs
  • and more…