The thoughts that an average buy-to-let (BTL) investor is someone who wanted to get a better return on investment (ROI) by trying BTL with one or two properties, has undergone a radical change in the past eighteen months.

Tax changes and affordability testing have changed the landscape. The easier pickings in terms of yield and capital gains have given way to a longer-term view where landlords are having to consider the value of their existing investments and look to using a more forensic methodology to ensure that their portfolios represent the greatest value.

There has never been a more important time for advisers to do what they do best – offering their landlord clients the best that the industry has to offer.

At Landbay, they have developed a service designed specifically with the new breed of BTL landlord and their adviser in mind. Their philosophy is very simple. They provide the means for you to get the job done.

With landlords looking to broaden their portfolios, Landbay have been one of the pioneers of funding for Houses of Multiple Occupation (HMO), up to 15 bedrooms and Multi-Unit Freehold Block (MUFB), up to 10 units.

Understanding why and when a limited company structure would work for a landlord’s property portfolio is vital today. Landbay can help you get the job done.

Call the impact helpdesk to find out more on 01403 272625.

Refer

If you would like to pass the customer over to Impact Specialist Finance to handle, for example the case is too complex (Bridging/Over 55’s/Portfolios), you are going on holiday and they require an immediate solution or you don’t have the relevant permissions, we are able to accept referrals for regulated and non-regulated cases. You will still get paid and the customer will always remain yours!

Call us on 01403 272625