You achieved over £9 Billion last year!
In 2025 you, our advisers, achieved over £9 Billion in lending! This is an amazing finish and over 35% increase from the previous year.
We also saw a huge uplift in Buy to Let lending, with it being over 20% of our lending and 64% up form the previous year.
Thank you for all of your hard work in 2025.
2026 is a great year ahead with lots of opportunities to grow and develop. This year you have more support than ever before and we want to bring you the tools to help it be the best year yet.
We are pleased to announce Handelsbanken to our panel
We are thrilled to announce the addition of relationship bank, Handelsbanken, to our panel! From today, all of our members will have access to Handelsbanken’s product suite.
Having Handelsbanken on our panel strengthens the range of mortgage products available to our AR firms. Theirs is a mortgage strategy rooted in flexibility and delivered with a unique, bespoke service. We are looking forward to working with the Handelsbanken team to outline its proposition to our growing number of members.
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Victoria Clark
Head of Lending
Higher LTVs are coming back into the market
We begin 2026 with positive news that higher LTVs are coming back into the market, creating more opportunities for the customer. Some lenders are also improving their eligibility criteria giving you more choice for your recommendations.
We look forward to seeing those of you who are able to attend the Sales Roadshows throughout February. If you haven’t registered as yet, please do so here.
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Victoria Clark
Head of Lending
Zurich Accelerate is now an option for the Network
Available as an option on a Zurich Personal or Income Protection policy.
Zurich Accelerate provides access to experts from around the world to offer a package of medical care services for cancer, heart and neurological conditions. It gives your customers more choice than standard medical care in the UK, with fast access to consultations, diagnostics, and second medical opinions. It can also help your customers access the latest precision cancer medicine and clinical trials; as well as treatment abroad at some of the leading hospitals in the world.
Includes 6 individual services and these can be combined with private and NHS healthcare.
- Virtual Consultant – Fast access to UK consultants once your customer has received a GP referral
- Private Diagnostics – Access to tests that may not be available through the NHS
- Second Medical opinion – Peace of mind that the correct diagnosis and treatment plan is in place
- Precision cancer medicine – Understanding the genetic make-up of your customer’s cancer to achieve the most accurate treatment required
- Cancer clinical trial support – Help with navigating the process of sourcing and applying for a suitable trial
- Global treatment plus – enables fast access to hospitals and consultants around the world
All for an additional cost of £9.50 per month
Further information available here.
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Amy Wilson
Head of Insurance
PMI is firmly back in focus
As we move into the year ahead, private medical insurance is firmly back in focus, driven in no small part by the continued pressure on NHS waiting lists. For many clients, delays to diagnostics and treatment are no longer a headline issue but a lived experience, affecting their health, income and long-term plans.
Extended waiting times are prompting more clients to reassess their healthcare expectations. Increasingly, conversations are shifting from if they need private healthcare support to how quickly they can access it when it matters most. This creates a valuable opportunity for advisers to position PMI as part of a wider resilience strategy, supporting faster diagnosis, earlier intervention and access to treatment when time is critical.
PMI is no longer just about covering hospital stays. Access to diagnostics, mental health support and quicker treatment pathways are becoming central to the value clients see, particularly when NHS delays risk prolonged absence from work or disruption to business continuity.
Against this backdrop, adviser support has never been more important for TRM. We’re pleased to confirm that Gemma Penkethman recently joined the team, bringing a wealth of PMI knowledge and experience to support advisers with client conversations, case design and ongoing market insight.
With healthcare firmly on client agendas, now is the right time to utilise our tools to make sure your name is on everyone’s lips when they think of PMI, and ensure you have the expertise and support they need to help clients navigate an increasingly challenging healthcare landscape.
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Amy Wilson
Head of Insurance
Help clients review their home insurance after the festive period
January is the ideal time for advisers to help clients review their home insurance after the festive period, when household contents often increase.
Christmas gifts such as jewellery, watches, TVs, laptops, and other high-value items can significantly change a customer’s contents total sum assured. While many policies include a temporary seasonal uplift, this is time-limited and does not usually remove the need to specify high-value items long term.
Many customers assume that increasing the overall contents sum insured automatically protects everything in full. In reality, most policies apply single item limits and valuables limits, meaning items above a certain value must be listed separately and accurately valued to ensure they are covered.
January also brings ongoing risks, including unoccupied homes, winter weather damage, and theft. Advisers can add real value by helping clients understand policy conditions and ensuring cover still reflects their circumstances.
Key January actions for advisers:
- Encourage a post-Christmas contents review
- Check whether new high-value items need to be specified
- Explain how item limits and valuables limits work
- Reinforce good security and risk awareness
Starting the year with a simple insurance review helps reduce underinsurance risk and positions advisers as proactive, trusted professionals.
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Amy Wilson
Head of Insurance
