JOINT BORROWER, SOLE PROPRIETOR

Now available up to 90% LTV giving greater choice to your customers who, like many first‑time buyers, find it difficult to raise a deposit or secure a mortgage based on their income alone.

JBSP Highlights

Now available up to 90% LTV
Up to four applicants on the mortgage, with a minimum of one applicant on the property deeds
Acceptable income from all applicants used
Maximum age 80 considered (mortgage term based on the oldest applicant)
Gifted deposit from an immediate family relative permitted
Please note: Applications for 85% and 90% LTV products do not follow our standard mortgage lending criteria and may be withdrawn at short notice. For full details, please refer to our Mortgage Lending Criteria Guide and Product Guides.

Contact us
If you have any questions or need support, please get in touch with your BDM or call our Broker helpdesk on 020 3427 1019. Calls to the Broker Helpdesk answered within 30 seconds.

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