We’ve launched two residential joint borrower sole proprietor (JBSP) products.

Our joint borrower sole proprietor residential product allows parents, step-parents and grandparents to join their child or grandchild on their mortgage by including their income in our affordability assessment – without needing to be on the title deeds and jointly owning the property.

Please see details of the products below:

New 90% LTV JBSP
Purchase Only
Product Code 13744

2 year fixed rate at 2.65% until 31st January 2022

Maximum loan size £500,000

Minimum loan size £75,000
£500 Cashback

No Product Fee
Free Valuation
No mortgage

Commitment fee
4.70% APRC

New 90% LTV JBSP
Purchase Only
Product Code 13745

5 year fixed rate at 2.70% until 31st January 2025

Maximum loan size £500,000

Minimum loan size £75,000
£500 Cashback

No Product Fee
Free Valuation
No mortgage

Commitment fee
4.20% APRC

To find out more about our JBSP offering, view our FAQs and access the required forms, click here.