We are delighted to advise we have cut our semi-exclusive fixed rates. Changes are summarised below.

New fixed rates

New Purchase Products

  • FE079   2.68% Fixed Rate until 31 Mar 2020 – Max 90% LTV – No product fees – 0.9% cashback
  • FE080   1.94% Fixed Rate until 31 Mar 2020 – Max 90% LTV – £999 Arrangement Fee
  • FE081   3.48% Fixed Rate until 31 Mar 2020 – Max 95% LTV – No product fees

New Remortgage Products

  • RFE044 2.68% Fixed Rate until 31 Mar 2020 – Max 90% LTV – No product fees, 0.75% cashback – Free valuation (max £350 contribution) and free standard legal fees
  • RFE045 3.48% Fixed Rate until 31 Mar 2020 – Max 95% LTV – No product fees, Free valuation (max £350 contribution) and free standard legal fees

These will replace: FE076, FE075, FE077, RFE042 AND RFE043

 Product Restrictions

Please note restricted income multiples continue to apply to our 95% semi-exclusive product range, defined as new product codes FE081 and RFE045 – all applications >90% LTV subject to maximum 3.49 x single or 2.74 x joint income multiple.