The max loan size for all first charge residential mortgage products has been increased.

Key features include:

  • Available for Remortgage and Purchase, including First Time Buyers, up to 85% LTV
  • Capital Repayment or Interest Only (Interest only affordability on Interest Only payment)
  • 2yr, 3yr and 5yr fixed rates from 3.80%
  • Previous Adverse accepted: Can have unsecured adverse credit if now up-to-date, and up to £5k of Defaults/CCJs more than 2 years ago. 0 in last 12m mortgage arrears.
  • Unusual Properties accepted: including steel-frame, timber-frame, concrete, listed, ex-local or high-rise flats and maisonettes.

Download our new latest product guides below:
Standard Residential Mortgages Product Guide
Packager and Distributor Residential Mortgages Product Guide

For new case enquiries, please contact your Business Relationship Manger, Kerry Bradley directly on: 07741 630574 OR 020 7031 1551,  or email  kbradley@utbank.co.uk

For updates on cases already submitted to us please call 020 7031 1552, or upload existing documents through the mortgage portal at www.utbankmortgages.co.uk.