Vida is 100% committed to intermediaries, working in partnership with you to deliver a first class service to your clients. Here are just a few reasons as to why you should use Vida:

Residential:

  • 90% LTV for FTB & Home Movers
  • Helping Hand – Joint borrower/sole proprietor
  • Dedicated New Build Team for houses and flats
  • Interest Only up to 75% LTV
  • Up to 4 incomes accepted
  • Self Employed min 1 year trading
  • Right to Buy – 100% of discounted purchase price
  • Debt consolidation allowed

Buy to let:

  • Up to 85% LTV
  • Worldwide Expats investing in the UK
  • HMOs & Multi Unit Blocks
  • Portfolio Landlords up to £4m/20 properties
  • Rental Top-up from 115%
  • Trading Company or SPV
  • First time buyer/first time landlord
  • Capital Raising on BTL Bridging allowed
  • No income verification on BTL (unless FTB/FTL, topping up or don’t currently own a UK property)

All products:

  • Improving credit history accepted
  • Debt Management Plans accepted
  • Gifted deposits allowed
  • Non-standard property types considered
  • Fee Saver products available on both ranges
  • Ex-Local authority properties
Got a case?
Search criteria