We are now able to offer even more flexibility to your clients through regulated short term loans. We have access to lenders with rates starting at just 0.46% with a minimum loan of £200K [...]

Back in November, the Chancellor Rishi Sunak further extended the furlough scheme to provide additional support for a variety of businesses and individuals. While this remains a largely positive and vital solution, it has [...]

At Zephyr, we regularly share the thoughts and views of our BTL experts, to bring useful insights for you and your clients. Read the latest report from The DPS about how rent for larger [...]

We’ve made improvements to our new business and product transfer mortgage ranges. New 90% LTV products available exclusively for first time buyers. Employed applicants only; self-employed applications continue to be temporarily restricted to 60% [...]

Here's a recap of our residential mortgage products to see how we can provide specialist lending solutions to your self-employed customers. Up to 75% LTV for purchase and remortgage; Available in England, Wales and Scotland; [...]

I'm pleased to let you know about the changes we've made to our buy to let mortgage range. Launch of 2 year fixed products to 75% LTV - purchase and remortgage (1.50% product fee)* [...]

Accord Mortgages is reverting its loan-to-income (LTI) cap to five times for those on an income of £60,000 and above. In October 2020, LTI caps were standardised to 4.49 for all incomes to manage [...]

Metro Bank has announced rate reductions of 0.4% on its 90% LTV five-year fixed rate mortgages. Purchase rates are now available at 3.59%, with remortgage rates starting from 3.64%. Additionally, Metro Bank has partnered [...]

The Completion section of our Application Dashboard is live meaning you can now track progress online on all applications through the full journey from new application to mortgage completion.Select the Completion section of the Dashboard [...]

It's time for our third and penultimate weekly update, with our new Expat lending criteria. We have made the following changes to our Expat criteria: We will now accept a non-UK national as a [...]

We've increased the maximum loan term at 90% LTV back to 40 years. This change applies to all cases that receive their first DIP on or after Thursday 21 January. Please remember that for lending [...]

We have increased the rates of the following products: 2 year purchase products in the 85% and 90% LTV brackets; 5 year purchase products in the 90% LTV bracket; All other products and features [...]

Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Santander announce new [...]