If your customer is newly self-employed or has a long established business, we could help with our wide range of Residential Mortgage solutions.

  • We’ll consider applications with only 1 year’s accounts or Tax Calculation;
  • Changes in trading style during the last 12 months accepted;
  • Less-than-perfect credit considered – defaults, CCJs and arrears (secured and unsecured);
  • Car allowance and 100% of pension contributions accepted as part of total annual income;
  • Limited companies, sole traders and partnerships accepted.

Did you see we’ve also introduced new residential products with lower rates and up to 85% LTV? View our product guide here >>