Tailoring income protection to your client’s needs

As pioneers of the menu approach to protection we know it’s important to offer cover you can tailor to a client’s individual needs.

It’s why we now offer a payment option of five years on our Income Protection in addition to our existing options of one year, two years and full term. This is currently the widest range of benefit payment periods available in the market.

Why our Income Protection?

As well as our flexible payment options we also offer:

  • Cover up to 65% of the first £15,000 of a client’s pre-tax earnings, plus up to 55% of the remainder, up to £250,000 a year.
  • A range of deferred periods including 4, 8, 13, 26 or 52 weeks.
  • Fracture cover and hospitalisation payment as standard. These valued benefits don’t affect the main cover, so no waiting for a deferred period to end before making a claim.
  • Clients with deferred periods of 13, 26 and 52 weeks will receive an automatic back-to-work payment in their first and second months back at work to help them further financially.
  • These are just some of the reasons why our Income Protection has been rated gold by F&TRC.

Find out more about our Income Protection here.