Vitality takes a unique approach to life insurance, as well as offering the highest levels of protection. With Optimiser your clients will receive our best available premium, and by taking steps to look after their [...]

We are updating our online systems starting with OLP Connect (OLPC), these changes will keep your information and your customers, safer with our stronger security processes, we have also refreshed our login screens, you [...]

With a wide range of lifestyles and life-stages, your clients all have different needs. It can be difficult to create a protection portfolio for each of them that covers the most important things in [...]

PREPARING FOR CONSUMER DUTY In the coming months the Financial Conduct Authority (FCA) are expected to publish the new Consumer Duty rules. Join us at our latest CII accredited Expert Series webinar on Tuesday [...]

IMAGINE ADVISER HUB JUST GOT A WHOLE LOT BETTER Paymentshield have launched a brand-new feature allowing you to requote your expired pending polices quickly and easily. The latest enhancement means, that with the click [...]

From increasing engagement to fostering long-term, loyal relationships with clients, there are various things financial advisers can do to help prevent cancellations during the cost of living crisis. Read more. To find out more [...]

LiveMore have made some small changes to our product guide as of today, I have attached a copy of the new product guide, and click the button below. LiveMore Product Guide [...]

Hi everyone. I hope you enjoyed the previous episode? I focused on the Armed Forces and how this can impact the terms you’re offered when it comes to protection insurance. For the newest episode [...]

This week is Men's Health Week which is a perfect opportunity for us to share details of our next webinar on Thursday 30 June at 11am – focused on Men’s Mental Health. This wide-ranging [...]

With effect from 10am today, Tuesday 21st June, we've made the following changes to our Lifestyle Select Options products. ​​​​​​We're increasing the interest rates on: ·         Lifestyle Select Ultra Lite ·         Lifestyle Select Super Lite ·         [...]

Shepherds Friendly has launched a new Simplified Application option for their Income Protection, which is now accessible to all of their intermediaries, meaning your clients could be protected in as little as five minutes. [...]

View email in browser For intermediary use only, not for use with customers. We'll be making a COVID-19 Pledge payment to your clients soon We'll be making a COVID-19 Pledge payment to your clients [...]

Insight’s Hub: Why now is the time to talk about indexation? If financial advisers ignore indexation, the level of cover they put in place will decrease over time - often without clients realising it. [...]

For financial advisers only. Aegon can offer life protection with lower medical ratings to some customers with coronary artery disease. In some cases, Aegon’s halved its ratings. Call Aegon’s pre-submission underwriting helpline on 03457 [...]

As part of Mental Health Awareness week in May, we were joined by broadcaster Simon Thomas for our latest Speaker Series session. Simon unexpectedly lost his first wife Gemma to acute myeloid leukaemia in [...]

Following the announcement of the Aviva 2021 Individual Claims Statistics, we ran a couple of webinar events last Monday to run through the statistics and highlight what they were telling us and share some [...]

Rob Harvey brings you a round up of everything we covered last week on Protection Guru, including the official 'go live' of ProtectionGuruPro. Click here to read article

Hi everyone. I hope you enjoyed the previous episode? I was joined by Matt Ran, where we spoke about Huntington's disease, and what this might mean for access to insurance. I’m joined by special [...]

To celebrate the Platinum Jubilee we are offering DOUBLE points for new business until the end of May as well as a NEW addition to our reward selection A quick reminder of how Ceta Rewards works: [...]

With less than a week to go until our Empowering Advice Through Technology (#EATT) conference, I wanted to take a moment to remind everyone about this must see event and that there is still time to [...]

Gift Inter Vivos can protect dependants against a potential inheritance tax liability if your client dies within three to seven years of making a gift. It typically entails taking out five single life level [...]

As rates continue to increase, we are all beginning to feel the weight of rising prices, from gas and energy bills to the weekly shop. As we adjust to the more expensive way of [...]

Cirencester Friendly have published their 2021 Annual Report and Accounts. Whilst last year continued to be a challenging year for many providers, due to the ongoing impact of the Covid-19 pandemic, the Society recorded [...]

Not only does Vitality’s Whole of Life Cover provide on-going protection for the entirety of your client’s life, they can also add LifestyleCare Cover to their plan. Should they suffer from Alzheimer’s, Parkinson’s, dementia [...]

While you hope your clients will never have to claim on their Protection policy, it provides peace of mind to know that, should they need to, they’re supported by a provider who cares. LV= [...]

The month of May is Stroke Awareness Month, an annual health awareness campaign organised by the Stroke Association and intended to raise awareness of this condition. In today’s insight we called upon the expertise [...]

In 2021, Legal & General paid out over £797 million in individual protection claims supporting 16,890 customers & their families. They also supported families who lost loved ones due to factors attributable to Covid-19, [...]

Join Vitality on Wednesday 8 June at 10:00am to explore the evolving healthcare landscape. In Vitality’s virtual event, find out how to deliver unparalleled protection through prevention, digital care, and comprehensive cover. Let Vitality [...]

Hi everyone, we were joined by special guest Catherine Betley from Grief Chat in the last episode. If you’ve not heard of them, the podcast provides a great overview of their work and the [...]

Health & Protection Longest IP Claim article Income Protection for Self Employed Clients – Podcast Hi everyone and welcome to this week’s protection update. I hope [...]

To mark this year's Mental Health Awareness Week, today's insight examines why income protection insurance is arguably the best solution when it comes to protecting a client's mental health. Read Here [...]

At Ceta, we always strive to be the best that we can be. To improve and gather feedback on our portal, we are undertaking some research in the form of a short survey which [...]

We're there to support your clients We'd love you to support us at the Health & Protection Awards 2022 It's time to cast your vote. Please show us your support and nominate us. (Closes [...]

From prevention to peace of mind to access to support when it’s needed, financial advisers are perfectly placed to ensure the mental health of clients is fully covered, writes Greg Levine and Adam Saville. [...]

Our latest IHT infographic is designed to help inheritance tax planning for your clients and how assets may have increased since last year. For example, did you know that the average house price in [...]

To mark this year's Mental Health Awareness Week, today's insight examines why income protection insurance is arguably the best solution when it comes to protecting a client's mental health. Read here [...]

One product, with one set of terms and conditions, to make life a lot simpler. Although it’s one product, we’re offering more flexibility than ever before around how you set it up for your [...]

Last week, MetLife announced it has changed the terms on MortgageSafe policies for TRM advisers to 190% commission over four years. MortgageSafe is a unique individual protection policy that can protect your clients’ monthly [...]

Hi everyone, in the previous episode of the Practical Protection Podcast I was joined by Matt Rann and we focused on why I’ve been declined income protection. We spoke about my health conditions and [...]

With April being Stress Awareness Month, in today's insight we examine stress in more detail and how income protection policies handle claims where the client is unable to work due to stress. Read Here [...]

As Holiday season approaches, I expect you and many of your clients are counting down the days to a well-deserved break, we know we are. Holidays have always been a welcomed chance to get [...]

THE COST OF CANCER & CRITICAL ILLNESS CLAIMS As Cancer continues to be the leading reason for Scottish Widows critical illness claims, we want to examine the impact of the increasing demands on the [...]

Customer vulnerability is an issue that has, in recent times, become the focus of much attention, especially within financial services. However, the term can mean different things from one person to another. Our latest article [...]

With a week to go until our May Protection Forum (Tuesday 10th) there's still time for advisers to register your attendance. We'll be discussing an important and relevant topic on how the industry can [...]

NATIONAL CONVERSATION WEEK 2022 National Conversation Week is back! Running 23rd to 29th May, this year’s main focus is on the inquisitive side of conversation, the one that helps us gain an understanding of [...]

As the intermediary lending division of Teachers Building Society, TFI offers a range of mortgage features designed exclusively with new teachers in mind. Now is the peak time teachers are offered contracts for positions [...]

LV= kick-started 2022 by running a series of their most popular webinars, and we're pleased to confirm these will be continuing through May and June. Hosted by experienced and knowledgeable members of the LV= [...]

Although it’s been a slightly shorter week this week, we’ve still crammed in some broad and extensive product feature analysis on Protection Guru. As ever, our content is about supporting advisers with detailed insights, [...]

To mark Multiple Sclerosis Awareness Week today's insight looks at how the condition is covered on critical illness plans. Our expert panel of doctors explain the condition and what the incidence rates are and [...]

Few advisers relish the prospect of having conversations about critical illness cover but for those who give it more than just a fleeting mention, it can prove to be a much-needed lifeline for clients. [...]

Alan Thomason, accounts manager from Scottish Widows is now working alongside Annie Burns, the new relationship support consultant. Annie has been an integral part of the operations team, bringing with her a wealth of [...]

Umbrella Benefits - more choice, more cover, more support We know it’s important to get answers as quickly as possible when facing serious illness. That’s where Private Diagnostics** can help, with a blend of [...]

Encouraging people to purchase something they hope they never have to use - like life insurance - is not an easy task at the best of times. Even harder during a cost of living crisis. However, the [...]

Your business is your most important client and there have never been more opportunities to grow it, improving your profitability and customer service. A one-of-a-kind event Empowering Advice Through Technology (EATT) on 26th May [...]

Flexible and inclusive underwriting Looking for quick decisions and comprehensive cover for your clients? Our flexible underwriting service is tailored to provide this through a straightforward application process. Visit our underwriting page > Our [...]

Want to learn more about our income protection, increase your selling potential and better understand your client's needs - all while earning CPD? Following the success of the events we ran in October, we [...]

How can clients increase their life and critical illness cover without further underwriting? In today's insight we examine the guaranteed increase options available on life and critical illness cover, allowing clients to increase their [...]

With our improved online medical and lifestyle questionnaire, you can obtain Income Protection for your clients with British Friendly, faster and with fewer clicks! Plus, our increased maximum benefit level on Protect to £61,250 [...]

It’s no secret that poor lead generation practices mean higher clawback rates for intermediaries - as well as wasted sales efforts and low conversion rates. And for insurers, they lead to cancellations and policy [...]

Zurich have been sponsoring the Young Achiever Award since it began in 2017. The Protection Review award is open to anyone working in the protection or health insurance industry who is under 30, demonstrating outstanding knowledge [...]

Royal London have announced an extension today of their Underwrite Later feature, designed to provide a solution for underwriting delays and ensure clients have access to cover more quickly Read Here [...]

Welcome to our fifth edition of The Link. Our newsletter has been designed to reinforce our shared purpose through education, support, knowledge and tools. In this inaugural edition, you’ll hear from Sir Nigel Wilson, [...]

Today marks World Parkinson's Day, a global campaign intended to raise awareness of this condition. In this insight we examine what the incidence rates, symptoms and prognosis are and how critical illness policies cover Parkinson's. [...]

Our main LV= Showcase Page tells you everything you need to know about the USPs of LV='s protection proposition. We've made some major new updates to the page, including the 2021 claim stats, claims [...]

When it comes to your clients’ children, there can be nothing more important. That’s why we offer optional Child Cover with all our EverydayProtect policies. By taking out financial protection for their children and [...]

We’ve made big changes to our online journey, so with fewer clicks you can give your clients faster Income Protection cover. Why try British Friendly? Our improved online medical and lifestyle questionnaire has just [...]

It’s now quicker and easier for you to process Whole of Life Protection Plan applications following a recent digital transformation. Your clients will also benefit from product updates and a new value-added service. Policy [...]

Second medical opinion services can provide clients with an extremely valuable benefit in addition to any core cover, that they can use to better understand or re-assess a diagnosis or treatment options. In this [...]

To mark Bowel Cancer Awareness Month, our insight looks at the condition in more detail, with information from our doctors and a claim case study. Read More

Serious Illness Cover from Vitality includes 37 unique conditions and Serious Illness Cover Plus includes 60 unique conditions – meaning these aren’t covered by any other insurer in the market. What’s more, Vitality's Serious [...]

Hi everyone. I hope you enjoyed the previous episode? It featured special guest Kevin Carr of Carr Consulting, who shared his expert knowledge of public relations with us. Public relations can be so beneficial [...]

Two years have passed since the emergence of the Covid-19 pandemic in the UK. In early 2020, most of us could not have imagined what lay ahead. In the face of incredibly difficult times, [...]

Our new programme will kick off on Wednesday 27 April 2022. We’ll be joined by many influential guests, including ex‑Paralympian and political campaigner Baroness Tanni Grey‑Thompson, television personality Simon Thomas and financial influencer Peter Komolafe. Explore [...]

To help you reassure every remortgage client, Paymentshield would love you to join them for their new and upcoming webinar taking place on Wednesday 30th March at 2.30pm. Once registered, you'll receive an email [...]

It is not uncommon for customers to change their home address during the application process which sometimes results in sending important documents to the incorrect address. You are able to go back and change [...]

AIG have announced today changes to their children's critical illness cover, specifically the way children's cover is calculated and the number of claims permitted. Read our insight to find out more. Read More [...]

With the pandemic responsible for pushing a large portion of services and communications online, businesses have needed to be increasingly aware of the regulations that align with this new digital territory. Click here to [...]